Posts By: fmadmin

By Jackson Takach, Economist, Farmer Mac For community banks, good income is hard to find. Today, we live in a low interest rate environment with tight credit spreads. Thirty-year treasury yields sit at just over 2.5 percent, a far cry from the 6.9 percent averaged in 1995. Competition for borrowing relationships is at an all-time… Read more »

Five Best Practices to Ensure It Is. By Curt Covington After a period of exceptional prosperity in agriculture, there are signs that the belt tightening in farm country has begun. Ag bankers responded positively to the demand from landowners by increasing lending for land purchases from $85 billion at year-end 2002 to $162 billion at… Read more »