Farmer Mac, officially known as the Federal Agricultural Mortgage Corporation, is a federally chartered, stockholder-owned financial services company and government-sponsored enterprise.

Congress created Farmer Mac in 1988 to increase the availability of credit for American agriculture and rural infrastructure. We do this by providing liquidity, capital, and risk management solutions to financial institutions that serve rural communities across the United States.

Farmer Mac’s mission is to increase the accessibility of financing to provide vital liquidity for American agriculture and rural infrastructure.

Farmer Mac serves a wide range of financial institutions such as banks, credit unions, and Farm Credit System institutions for the ultimate benefit of borrowers in rural America

Through these partnerships, we support a wide range of rural borrowers and projects, from farmers, ranchers, and agribusinesses to large-scale infrastructure providers. This broad reach enables Farmer Mac to help strengthen the rural economy.

No, Farmer Mac does not lend directly to farmers, ranchers, agribusinesses, or infrastructure providers. Instead, we provide a secondary market to the financial institutions that serve rural communities directly.

Farmer Mac helps keep capital flowing to America’s agriculture and infrastructure sectors.

Through our secondary market, we support the institutions that finance essential rural sectors, including farms, ranches, agribusinesses, electric utilities, broadband networks, and renewable energy projects. This work helps strengthen the economic framework that enables rural communities to grow, invest, and adapt through changing market conditions, helping to accelerate opportunities across rural America.

At the same time, Farmer Mac connects Wall Street and rural America, increasing access to competitive financing while providing investors with opportunities to invest in critical segments of the U.S. economy.

One way Farmer Mac supports rural communities is by providing financing solutions that improve access to essential services and drive economic development. Through our secondary market, Farmer Mac helps lenders finance projects such as broadband networks, power and utilities systems, and renewable energy. By increasing liquidity and lowering the cost of capital, Farmer Mac helps enable these projects to move forward, helping rural communities expand connectivity, improve energy reliability, and create long-term economic opportunities.

Learn more about the markets we serve in infrastructure finance by visiting our <Power & Utilities>, <Broadband Infrastructure>, and <Renewable Energy> pages.

Farmer Mac supports farmers and ranchers by helping ensure they have access to affordable, long-term financing. By working with lenders, Farmer Mac provides the liquidity needed to fund agricultural real estate loans and other financing solutions. This support helps farmers and ranchers:

• Invest in land, equipment, and operations
• Manage risk
• Sustain their businesses over time

Learn more about how we serve agriculture finance by visiting our <Farm & Ranch> page.

Farmer Mac provides a reliable secondary market for loans. Lenders can sell eligible loans to Farmer Mac or access financing backed by those loans. This frees up capital so these lenders can make new loans.

Farmer Mac also offers solutions to help lenders manage interest rate risk, improve liquidity, and optimize their balance sheets. This partnership model enables lenders of all sizes to better serve their customers while maintaining financial strength and flexibility.

Learn more about how we serve agriculture finance by visiting our <Corporate AgFinance> page.

Farmer Mac offers secondary market solutions that help financial institutions manage liquidity, capital, and risk.

These solutions vary by segment, program, and transaction type, but may include:

• Loan purchases
• USDA Guaranteed Loan purchases
• Wholesale financing solutions
• Custom or structured financing solutions
• Credit protection or guarantee solutions

Farmer Mac helps financial institutions manage liquidity, capital, and risk by providing access to secondary market solutions for qualified agriculture and rural infrastructure loans.

These solutions can help institutions:

• Manage balance sheet exposure
• Support lending capacity
• Address borrower hold limits
• Manage credit, interest rate, or concentration risk
• Offer long-term financing options
• Compete with other lenders

Farmer Mac is different from many financing sources because we operate as a secondary market provider focused on American agriculture and rural infrastructure.

Farmer Mac is not a direct lender. Instead, we work with financial institutions that serve rural borrowers and projects. Our federally chartered status, national platform, and specialized rural market focus allow us to connect capital from broader financial markets with the financing needs of rural America.