Proudly financing rural America
Looking for better rates and terms on your farm land loan?
For over 30 years, we’ve helped lenders across America offer better rates and terms to you, their farm and ranch customer. Although we do not lend money to farmers directly, our lender network of community banks, farm credits and other ag lenders offers flexible, affordable Farmer Mac loan products.
Farmer Mac and our lender network can help you:
1: Tell us about yourself and your farm land loan needs by answering a few simple questions.
2: We’ll share your request with a Farmer Mac Approved Lender*. If it’s a good match, they’ll be in touch.
3: Rest easy knowing our trusted lender can help find the right Farmer Mac solution for you.
You may be eligible** for a Farmer Mac loan. Please provide us with some basic information about yourself and a Farmer Mac Approved Lender will be in touch!
**Eligibility for Farmer Mac’s programs is subject to appropriate due diligence and conformity with Farmer Mac’s underwriting standards. These statements should not be interpreted or construed as an offer or commitment to lend. Please refer to https://www.farmermac.com/privacy-policy/ for information on Farmer Mac’s privacy policy and practices.
Who is Farmer Mac?
We are the nation’s premier secondary market for agricultural real estate loans. We were chartered by Congress in 1988 to help provide better access to affordable financing for American agriculture and rural communities. Although we were established by Congress, we are not part of the federal government or a government agency.
Does Farmer Mac lend directly to farmers?
We don’t lend directly to farmers, but we do work with banks and other financial institutions across rural America to give them access to our full suite of loan products with favorable rates and terms so that you, their customer, can have more financial choices and, in many cases, better pricing on your farm land loan.
Where can I get a Farmer Mac loan?
We can work with your bank, or we can recommend a Farmer Mac approved lender near you.
How does Farmer Mac benefit farmers?
Through our nationwide network of lenders, we help provide farmers and ranchers with access to flexible and affordable financing options. Whether you are looking to buy more land, refinance your existing land loan on better terms, or use the equity in your land to gain liquidity, Farmer Mac offers low rates and up to 30-year maturities. Our expansive suite of loan products includes fixed or adjustable rates as well as a revolving line of credit, so you can rest easy knowing you can find a loan product to meet your needs.
Can I get a Farmer Mac loan through my bank?
Yes! You and your bank will work to find a loan product tailored to your needs and circumstances, but there are six (6) qualifications that must first be met.
Can I use my land as collateral?
Yes! In fact, it’s a must because everything we do is rooted in the land! A Farmer Mac loan is secured by a first lien on your farm land, ranch land and/or the buildings on the land. We are not able to provide financing that is secured by other kinds of collateral, such as machinery, animals or crop inventories.
I own farm land but do not farm. Am I still eligible?
Yes. Schedule F income is not a requirement.
Complete the short questionnaire above or call your lender today to find out how Farmer Mac loan products can help you with your farm land loan needs.