Rural Home Loan Moderately-Priced Dwelling Value

This page publishes the single national value used to determine Rural Home Loan eligibility under Farmer Mac program requirements.

One national value only (not a state or county lookup).
Updated annually and effective each January 1.
Sourced from Farmer Mac's published annual dwelling-value notice PDF.

$424,100

Effective: January 1, 2026

One value is published annually and applies nationwide. This page is not the Farmland Price Index.

Data source: Farmer Mac annual published dwelling-value notice (currently posted as a PDF). The Farmland Price Index is a separate Bloomberg-published series owned by Farmer Mac and AcreValue.

Open Annual Dwelling Value Source PDF

View Farmland Price Index

Methodology

The moderately-priced dwelling value is established in accordance with the Federal Agricultural Mortgage Corporation Act and is used to determine eligibility for rural housing mortgage loan programs.

The national value is updated annually and takes effect on January 1 of each year. The methodology considers the most recent available home sales records and adjustments for properties located outside of metropolitan statistical areas.

Lenders should use the single national dwelling value to determine whether a rural housing mortgage loan meets Farmer Mac's moderately-priced criteria. Properties with an appraised value at or below the published value are eligible for purchase under the program.

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Contact our team with questions about loan eligibility and the moderately-priced dwelling value program.