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Historical Cost of Funds Index (COFI) Net Yields
Last Updated: January 1, 2026
Historical Rate Data
Rates adjust as of the 1st day of the quarter.
Showing all periods (1992-present).
Year
Month
Reset Notice
3-Month COFI*
1-Year COFI
5-Year Reset
10-Year Reset
15-Year Reset
2011
January
1.44%
1.65%
3.53%
4.75%
April
1.45%
July
1.42%
October
1.55%
2010
January
1.32%
1.92%
4.29%
5.72%
April
1.42%
July
1.63%
October
1.43%
2009
January
2.36%
3.26%
4.83%
5.68%
April
2.13%
July
1.53%
October
1.24%
2008
January
5.07%
5.09%
5.12%
5.61%
April
3.02%
July
3.37%
October
4.29%
2007
January
6.16%
6.03%
5.96%
6.12%
April
6.15%
July
6.15%
October
5.44%
2006
January
5.34%
5.61%
5.78%
5.98%
April
5.90%
July
5.70%
October
6.17%
2005
January
3.55%
4.00%
4.90%
5.70%
April
4.12%
July
4.53%
October
5.07%
2004
January
3.25%
3.60%
4.95%
6.25%
April
3.25%
July
3.60%
October
4.15%
2003
January
3.50%
3.45%
4.35%
5.65
April
3.50%
July
3.00%
October
3.25%
2002
January
4.00%
4.50%
6.40%
7.60%
April
4.00%
July
4.00%
October
4.00%
2001
January
7.45%
7.00%
7.00%
April
5.95%
July
5.10%
October
4.40%
2000
January
6.90%
7.75%
8.15%
April
7.10%
July
7.60%
October
7.60%
1999
January
5.90%
5.95%
6.35%
April
5.75%
July
6.05%
October
6.50%
1998
January
6.65%
6.85%
6.90%
April
6.45%
July
6.40%
October
6.00%
1997
January
6.50%
6.90%
7.50%
April
6.65%
July
6.55%
October
6.45%
1996
January
6.45%
6.55%
April
6.45%
July
6.55%
October
6.45%
1995
January
7.15%
8.95%
April
7.15%
July
7.00%
October
6.75%
1994
January
4.10%
4.95%
April
4.65%
July
5.40%
October
5.95%
1993
January
4.15%
4.95%
April
4.05%
July
4.10%
October
4.10%
1992
January
4.90%
5.45%
April
5.15%
July
4.65%
October
3.80%
1991
October
6.45%
* 3-Month COFI is shown alongside additional reset tenors where applicable.
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About This Data
The table format follows the current Farmer Mac COFI page and includes quarterly historical reset values from 1992 through the latest published period.
Reset Notice links open source PDF notices when those files are available on the current site. Some older periods include rate values without archived notice files.
Use the Year filter and sort control above the table to quickly access deep-history periods without step-through pagination.
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