Corporate AgFinance

Farmer Mac partners with a range of financial institutions and funds that serve large, complex agricultural borrowers. These include:

• Commercial and investment banks
• Farm Credit System lenders
• Insurance companies
• Funds and institutional investors
• Non-bank lenders

Through our efficient secondary market, we provide these institutions with access to efficient and competitive capital to support agribusinesses across the agricultural supply chain.

Farmer Mac supports financial institutions by providing liquidity, flexible financing structures, and secondary market access for larger, more complex transactions. It enables lenders to manage exposure, free up capital, and address borrower and regulatory constraints such as lending limits.

Its Corporate AgFinance segment is designed to deliver tailored deal structures and capital solutions that align with the unique needs of capital-intensive agribusinesses, including support for expansion, liquidity management, and strategic transactions. 

Farmer Mac can finance activities across a broad range of the agricultural supply chain, from early production through end-market distribution.

Eligible stages include:

• Some inputs and early production
• Storage and processing
• Manufacturing and packaging
• Some distribution

This approach supports continuity across much of the agricultural supply chain and reflects Farmer Mac’s role in providing liquidity to institutions serving interconnected agricultural operations.

Farmer Mac offers a range of flexible financing structures designed to meet the needs of complex agricultural transactions. These include:

• Single or pool loan purchases
• Revolvers, term loans, and asset-based structures
• Delayed draw and multi-tranche facilities
• Fixed or floating rate options
• Short- and long-term structures, including those extending up to 30 years
• Amortizing or interest-only structures (including hybrid formats)

Transactions may be funded upfront or over time, with terms and amortization aligned to the borrower’s risk profile.

Farmer Mac operates as a secondary market provider of liquidity rather than as a direct lender. We collaborate with financial institutions by purchasing loans or participating in transactions, rather than originating or underwriting loans directly.

As a result:

• Farmer Mac does not directly originate, arrange, or syndicate loans
• We partner with, rather than compete against, lead lenders
• We provide capital that enables lenders to extend financing to agricultural borrowers

This structure allows Farmer Mac to expand access to capital while supporting the role of primary lending institutions.

Farmer Mac can participate in large, complex agricultural finance transactions, including multi-lender syndicated deals.

Our Corporate AgFinance business supports:

• Participation in multi-bank syndicated transactions
• Loan purchases and participations in large or structured financings
• Customizable structures tailored to complex borrower and transaction requirements

This capability reflects our role in helping financial institutions scale financing solutions for larger, capital-intensive agricultural operations.