<?xml version='1.0' encoding='UTF-8'?><urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9" xmlns:image="http://www.google.com/schemas/sitemap-image/1.1" xmlns:video="http://www.google.com/schemas/sitemap-video/1.1"><url><loc>https://www.farmermac.com/insights-research/winds-of-change-renewable-energy-set-to-grow-in-rural-america-powering-new-opportunities</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/RenewableAdditionsBars2024.jpg</image:loc><image:caption>RenewableAdditionsBars2024</image:caption><image:title>RenewableAdditionsBars2024</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Windmlls.jpg</image:loc><image:caption>Windmlls</image:caption><image:title>Windmlls</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><lastmod>2025-12-09</lastmod></url><url><loc>https://www.farmermac.com/thank-you-for-subscribing-to-news-and-insights</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Image-3.jpg</image:loc><image:caption>Image-3</image:caption><image:title>Image-3</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><lastmod>2026-08-01</lastmod></url><url><loc>https://www.farmermac.com/insights-research/banker-conference-state-of-the-agricultural-economy</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Economic%20Dashboard%202024-11.png</image:loc><image:caption>Economic Dashboard 2024-11</image:caption><image:title>Economic Dashboard 2024-11</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Economic%20Indicator%20Dashboard%20Key-Nov-14-2025-09-46-58-5735-PM.png</image:loc><image:caption>Economic Indicator Dashboard Key-Nov-14-2025-09-46-58-5735-PM</image:caption><image:title>Economic Indicator Dashboard Key-Nov-14-2025-09-46-58-5735-PM</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><lastmod>2025-11-18</lastmod></url><url><loc>https://www.farmermac.com/insights-research/farmer-mac-declares-quarterly-dividends-on-common-and-preferred-stock-4</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Farmer%20Mac%20Logo%20-%20Filler.png</image:loc><image:caption>Farmer Mac Logo - Filler</image:caption><image:title>Farmer Mac Logo - Filler</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><lastmod>2025-12-02</lastmod></url><url><loc>https://www.farmermac.com/insights-research/rising-food-prices-persist</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/andy-li-CpsTAUPoScw-unsplash-scaled-1.jpg</image:loc><image:caption>andy-li-CpsTAUPoScw-unsplash-scaled-1</image:caption><image:title>andy-li-CpsTAUPoScw-unsplash-scaled-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Graph1.png</image:loc><image:caption>Graph1</image:caption><image:title>Graph1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><lastmod>2025-12-09</lastmod></url><url><loc>https://www.farmermac.com/government-policy</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><lastmod>2026-08-01</lastmod></url><url><loc>https://www.farmermac.com/rural-home-loan-moderately-priced-dwelling-value</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/book-icon.svg</image:loc><image:caption>book-icon</image:caption><image:title>book-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Loan.svg</image:loc><image:caption>Loan</image:caption><image:title>Loan</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Presentation.svg</image:loc><image:caption>Presentation</image:caption><image:title>Presentation</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/data.svg</image:loc><image:caption>data</image:caption><image:title>data</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Descriptions.svg</image:loc><image:caption>Descriptions</image:caption><image:title>Descriptions</image:title></image:image><lastmod>2026-08-01</lastmod></url><url><loc>https://www.farmermac.com/insights-research/brazils-bin-busting-harvest-weighing-on-commodity-prices</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Combine-working-on-the-corn-field-stock-photo-scaled-1.jpg</image:loc><image:caption>Combine-working-on-the-corn-field-stock-photo-scaled-1</image:caption><image:title>Combine-working-on-the-corn-field-stock-photo-scaled-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Picture2-7.png</image:loc><image:caption>Picture2-7</image:caption><image:title>Picture2-7</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Picture1-8.png</image:loc><image:caption>Picture1-8</image:caption><image:title>Picture1-8</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><lastmod>2025-12-09</lastmod></url><url><loc>https://www.farmermac.com/insights-research/laboring-over-agricultural-imports</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Image9.png</image:loc><image:caption>Image9</image:caption><image:title>Image9</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Image8.png</image:loc><image:caption>Image8</image:caption><image:title>Image8</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/tim-mossholder-xDwEa2kaeJA-unsplash-scaled.jpg</image:loc><image:caption>tim-mossholder-xDwEa2kaeJA-unsplash-scaled</image:caption><image:title>tim-mossholder-xDwEa2kaeJA-unsplash-scaled</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><lastmod>2026-07-28</lastmod></url><url><loc>https://www.farmermac.com/insights-research/resilience-under-pressure-farm-bankruptcy-levels-and-implications-for-ag-lenders/</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Bankruptcy-3.png</image:loc><image:caption>Bankruptcy-3</image:caption><image:title>Bankruptcy-3</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Bankruptcy-2-2.png</image:loc><image:caption>Bankruptcy-2-2</image:caption><image:title>Bankruptcy-2-2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Bankruptcy-1-1.png</image:loc><image:caption>Bankruptcy-1-1</image:caption><image:title>Bankruptcy-1-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/jakub-zerdzicki-LNnmSumlwO4-unsplash-scaled.jpg</image:loc><image:caption>jakub-zerdzicki-LNnmSumlwO4-unsplash-scaled</image:caption><image:title>jakub-zerdzicki-LNnmSumlwO4-unsplash-scaled</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><lastmod>2026-07-28</lastmod></url><url><loc>https://www.farmermac.com/insights-research/analysts-corner-farland-debt-leverage-cycles</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Money-with-lock-2-scaled-1.jpg</image:loc><image:caption>Money-with-lock-2-scaled-1</image:caption><image:title>Money-with-lock-2-scaled-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/figure18.png</image:loc><image:caption>figure18</image:caption><image:title>figure18</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/figure19.png</image:loc><image:caption>figure19</image:caption><image:title>figure19</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><lastmod>2025-12-09</lastmod></url><url><loc>https://www.farmermac.com/insights-research-old/farmer-mac-declares-dividend-on-series-h-preferred-stock-insight</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Farm-workers-harvesting-a-celery-crop-on-fertile-agriculture-land-scaled-2.jpg</image:loc><image:caption>Farm-workers-harvesting-a-celery-crop-on-fertile-agriculture-land-scaled-2</image:caption><image:title>Farm-workers-harvesting-a-celery-crop-on-fertile-agriculture-land-scaled-2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/madison-kaminski-5fd2jdyGo-8-unsplash-scaled-2-1.jpg</image:loc><image:caption>madison-kaminski-5fd2jdyGo-8-unsplash-scaled-2-1</image:caption><image:title>madison-kaminski-5fd2jdyGo-8-unsplash-scaled-2-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Farmer%20Mac%20Logo%20-%20Filler-Nov-14-2025-09-43-14-7785-PM.png</image:loc><image:caption>Farmer Mac Logo - Filler-Nov-14-2025-09-43-14-7785-PM</image:caption><image:title>Farmer Mac Logo - Filler-Nov-14-2025-09-43-14-7785-PM</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/6-scaled-1.jpg</image:loc><image:caption>6-scaled-1</image:caption><image:title>6-scaled-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><lastmod>2026-05-26</lastmod></url><url><loc>https://www.farmermac.com/insights-research</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Fields-aerial-scaled.jpg</image:loc><image:caption>Fields-aerial-scaled</image:caption><image:title>Fields-aerial-scaled</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/alexander-grey-8lnbXtxFGZw-unsplash-scaled.jpg</image:loc><image:caption>alexander-grey-8lnbXtxFGZw-unsplash-scaled</image:caption><image:title>alexander-grey-8lnbXtxFGZw-unsplash-scaled</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Dairy-iStock_68319053_XXLARGE-scaled.jpg</image:loc><image:caption>Dairy-iStock_68319053_XXLARGE-scaled</image:caption><image:title>Dairy-iStock_68319053_XXLARGE-scaled</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Traditional-Holiday-Stuffed-Turkey-Dinner-scaled-1.jpg</image:loc><image:caption>Traditional-Holiday-Stuffed-Turkey-Dinner-scaled-1</image:caption><image:title>Traditional-Holiday-Stuffed-Turkey-Dinner-scaled-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/AdobeStock_BG2.webp</image:loc><image:caption>AdobeStock_BG2</image:caption><image:title>AdobeStock_BG2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Farm-workers-harvesting-a-celery-crop-on-fertile-agriculture-land-scaled-1.jpg</image:loc><image:caption>Farm-workers-harvesting-a-celery-crop-on-fertile-agriculture-land-scaled-1</image:caption><image:title>Farm-workers-harvesting-a-celery-crop-on-fertile-agriculture-land-scaled-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Solar-panels-scaled-1.jpg</image:loc><image:caption>Solar-panels-scaled-1</image:caption><image:title>Solar-panels-scaled-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Crop%20iPad.jpg</image:loc><image:caption>Crop iPad</image:caption><image:title>Crop iPad</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/High%20Plains%20Journal.png</image:loc><image:caption>High Plains Journal</image:caption><image:title>High Plains Journal</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Money-with-lock-2-scaled-1.jpg</image:loc><image:caption>Money-with-lock-2-scaled-1</image:caption><image:title>Money-with-lock-2-scaled-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Pressure%20Blog.png</image:loc><image:caption>Pressure Blog</image:caption><image:title>Pressure Blog</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/thib-ault-fsQ48kF9MTc-unsplash-scaled.jpg</image:loc><image:caption>thib-ault-fsQ48kF9MTc-unsplash-scaled</image:caption><image:title>thib-ault-fsQ48kF9MTc-unsplash-scaled</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Lenders%20still%20expect%20borrower.jpg</image:loc><image:caption>Lenders still expect borrower</image:caption><image:title>Lenders still expect borrower</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/iStock-520611594-2-scaled-1.jpg</image:loc><image:caption>iStock-520611594-2-scaled-1</image:caption><image:title>iStock-520611594-2-scaled-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/andy-li-CpsTAUPoScw-unsplash-scaled-1.jpg</image:loc><image:caption>andy-li-CpsTAUPoScw-unsplash-scaled-1</image:caption><image:title>andy-li-CpsTAUPoScw-unsplash-scaled-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Herd-of-Cows-scaled-1-1.jpg</image:loc><image:caption>Herd-of-Cows-scaled-1-1</image:caption><image:title>Herd-of-Cows-scaled-1-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/suzanne-d-williams-WcNINzew69g-unsplash-scaled.jpg</image:loc><image:caption>suzanne-d-williams-WcNINzew69g-unsplash-scaled</image:caption><image:title>suzanne-d-williams-WcNINzew69g-unsplash-scaled</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Combine-working-on-the-corn-field-stock-photo-scaled-1.jpg</image:loc><image:caption>Combine-working-on-the-corn-field-stock-photo-scaled-1</image:caption><image:title>Combine-working-on-the-corn-field-stock-photo-scaled-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Farmer-Mac-2024-Ag-Survey-Lender-Infographic.png</image:loc><image:caption>Farmer-Mac-2024-Ag-Survey-Lender-Infographic</image:caption><image:title>Farmer-Mac-2024-Ag-Survey-Lender-Infographic</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment 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Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Farm-and-Barn-Winter-1-scaled-1.jpg</image:loc><image:caption>Farm-and-Barn-Winter-1-scaled-1</image:caption><image:title>Farm-and-Barn-Winter-1-scaled-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Soybeans-in-soil-1-scaled-1.jpg</image:loc><image:caption>Soybeans-in-soil-1-scaled-1</image:caption><image:title>Soybeans-in-soil-1-scaled-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Windmlls.jpg</image:loc><image:caption>Windmlls</image:caption><image:title>Windmlls</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/loren-king-NDy_1EBfCkQ-unsplash-scaled.jpg</image:loc><image:caption>loren-king-NDy_1EBfCkQ-unsplash-scaled</image:caption><image:title>loren-king-NDy_1EBfCkQ-unsplash-scaled</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Retail-Food-1-scaled-1.jpg</image:loc><image:caption>Retail-Food-1-scaled-1</image:caption><image:title>Retail-Food-1-scaled-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/bank-1-scaled-1.jpg</image:loc><image:caption>bank-1-scaled-1</image:caption><image:title>bank-1-scaled-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/scott-graham-OQMZwNd3ThU-unsplash-scaled.jpg</image:loc><image:caption>scott-graham-OQMZwNd3ThU-unsplash-scaled</image:caption><image:title>scott-graham-OQMZwNd3ThU-unsplash-scaled</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/JULY01-7554-2-1.jpg</image:loc><image:caption>JULY01-7554-2-1</image:caption><image:title>JULY01-7554-2-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Hay-bales-Sunset.jpg</image:loc><image:caption>Hay-bales-Sunset</image:caption><image:title>Hay-bales-Sunset</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Corn-Soybeans-1-scaled-1.jpg</image:loc><image:caption>Corn-Soybeans-1-scaled-1</image:caption><image:title>Corn-Soybeans-1-scaled-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/tetiana-bykovets-iD1Lo6DBD2g-unsplash-scaled.jpg</image:loc><image:caption>tetiana-bykovets-iD1Lo6DBD2g-unsplash-scaled</image:caption><image:title>tetiana-bykovets-iD1Lo6DBD2g-unsplash-scaled</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Farmer%20Mac%20Logo%20-%20Filler-Nov-14-2025-09-43-14-7785-PM.png</image:loc><image:caption>Farmer Mac Logo - Filler-Nov-14-2025-09-43-14-7785-PM</image:caption><image:title>Farmer Mac Logo - Filler-Nov-14-2025-09-43-14-7785-PM</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Dan-Shaw-Headshot-Square.jpg</image:loc><image:caption>Dan-Shaw-Headshot-Square</image:caption><image:title>Dan-Shaw-Headshot-Square</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/agriview-image.jpg</image:loc><image:caption>agriview-image</image:caption><image:title>agriview-image</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Farmer%20Mac%20Logo%20-%20Filler.png</image:loc><image:caption>Farmer Mac Logo - Filler</image:caption><image:title>Farmer Mac Logo - Filler</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/maximilien-t-scharner-uNlJS4hcb2g-unsplash-scaled.jpg</image:loc><image:caption>maximilien-t-scharner-uNlJS4hcb2g-unsplash-scaled</image:caption><image:title>maximilien-t-scharner-uNlJS4hcb2g-unsplash-scaled</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/yulian-alexeyev-xDLEUTWCZdc-unsplash-1024x768.jpg</image:loc><image:caption>yulian-alexeyev-xDLEUTWCZdc-unsplash-1024x768</image:caption><image:title>yulian-alexeyev-xDLEUTWCZdc-unsplash-1024x768</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported%20sitepage%20images/AdobeStock_BG2.jpg</image:loc><image:caption>AdobeStock_BG2</image:caption><image:title>AdobeStock_BG2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Digital%20Connection.jpg</image:loc><image:caption>Digital Connection</image:caption><image:title>Digital Connection</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/nacho-dominguez-argenta-F_ilCik66Hg-unsplash-scaled.jpg</image:loc><image:caption>nacho-dominguez-argenta-F_ilCik66Hg-unsplash-scaled</image:caption><image:title>nacho-dominguez-argenta-F_ilCik66Hg-unsplash-scaled</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/tim-mossholder-xDwEa2kaeJA-unsplash-scaled.jpg</image:loc><image:caption>tim-mossholder-xDwEa2kaeJA-unsplash-scaled</image:caption><image:title>tim-mossholder-xDwEa2kaeJA-unsplash-scaled</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Rancher-scaled-1.jpg</image:loc><image:caption>Rancher-scaled-1</image:caption><image:title>Rancher-scaled-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Copper%20Wire.jpg</image:loc><image:caption>Copper Wire</image:caption><image:title>Copper Wire</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Farmer%20Mac%20Logo%20-%20Filler-Nov-14-2025-09-50-33-5825-PM.png</image:loc><image:caption>Farmer Mac Logo - Filler-Nov-14-2025-09-50-33-5825-PM</image:caption><image:title>Farmer Mac Logo - Filler-Nov-14-2025-09-50-33-5825-PM</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Herd-of-Cows-scaled-1.jpg</image:loc><image:caption>Herd-of-Cows-scaled-1</image:caption><image:title>Herd-of-Cows-scaled-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Dairy-Carousel-iStock-172995773-scaled-1.jpg</image:loc><image:caption>Dairy-Carousel-iStock-172995773-scaled-1</image:caption><image:title>Dairy-Carousel-iStock-172995773-scaled-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Live.jpg</image:loc><image:caption>Live</image:caption><image:title>Live</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/roger-starnes-sr-B_vgWzwEugc-unsplash-scaled.jpg</image:loc><image:caption>roger-starnes-sr-B_vgWzwEugc-unsplash-scaled</image:caption><image:title>roger-starnes-sr-B_vgWzwEugc-unsplash-scaled</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Corn-Soybeans-scaled-1.jpg</image:loc><image:caption>Corn-Soybeans-scaled-1</image:caption><image:title>Corn-Soybeans-scaled-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Fence-in-snowy-field-scaled-1.jpg</image:loc><image:caption>Fence-in-snowy-field-scaled-1</image:caption><image:title>Fence-in-snowy-field-scaled-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/2025-Ag-Lender-Survey-Banner.png</image:loc><image:caption>2025-Ag-Lender-Survey-Banner</image:caption><image:title>2025-Ag-Lender-Survey-Banner</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/jakub-zerdzicki-LNnmSumlwO4-unsplash-scaled.jpg</image:loc><image:caption>jakub-zerdzicki-LNnmSumlwO4-unsplash-scaled</image:caption><image:title>jakub-zerdzicki-LNnmSumlwO4-unsplash-scaled</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Harvest1-scaled-1.jpg</image:loc><image:caption>Harvest1-scaled-1</image:caption><image:title>Harvest1-scaled-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/White-House-Winter-scaled-1.jpg</image:loc><image:caption>White-House-Winter-scaled-1</image:caption><image:title>White-House-Winter-scaled-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/6-scaled-1.jpg</image:loc><image:caption>6-scaled-1</image:caption><image:title>6-scaled-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Solar-Panel-in-Front-of-Silos-scaled-1.jpg</image:loc><image:caption>Solar-Panel-in-Front-of-Silos-scaled-1</image:caption><image:title>Solar-Panel-in-Front-of-Silos-scaled-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/sasun-bughdaryan-JQCN7nOEsd4-unsplash-scaled.jpg</image:loc><image:caption>sasun-bughdaryan-JQCN7nOEsd4-unsplash-scaled</image:caption><image:title>sasun-bughdaryan-JQCN7nOEsd4-unsplash-scaled</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported%20sitepage%20images/ryan-thorpe-br9APVt0w9s-unsplash-scaled.jpg</image:loc><image:caption>ryan-thorpe-br9APVt0w9s-unsplash-scaled</image:caption><image:title>ryan-thorpe-br9APVt0w9s-unsplash-scaled</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/ian-taylor-jOqJbvo1P9g-unsplash-scaled.jpg</image:loc><image:caption>ian-taylor-jOqJbvo1P9g-unsplash-scaled</image:caption><image:title>ian-taylor-jOqJbvo1P9g-unsplash-scaled</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/madie-hamilton-GXehL5_crJ4-unsplash-scaled.jpg</image:loc><image:caption>madie-hamilton-GXehL5_crJ4-unsplash-scaled</image:caption><image:title>madie-hamilton-GXehL5_crJ4-unsplash-scaled</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Soybeans-in-soil-1-scaled-2.jpg</image:loc><image:caption>Soybeans-in-soil-1-scaled-2</image:caption><image:title>Soybeans-in-soil-1-scaled-2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical 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Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Farmer%20Mac%20Logo%20-%20Filler-Nov-14-2025-09-47-17-9415-PM.png</image:loc><image:caption>Farmer Mac Logo - Filler-Nov-14-2025-09-47-17-9415-PM</image:caption><image:title>Farmer Mac Logo - Filler-Nov-14-2025-09-47-17-9415-PM</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/waldemar-nCQXxsSg3oo-unsplash-scaled.jpg</image:loc><image:caption>waldemar-nCQXxsSg3oo-unsplash-scaled</image:caption><image:title>waldemar-nCQXxsSg3oo-unsplash-scaled</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Barge-1-scaled-1.jpg</image:loc><image:caption>Barge-1-scaled-1</image:caption><image:title>Barge-1-scaled-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/matthew-henry-yETqkLnhsUI-unsplash-2-scaled-1.jpg</image:loc><image:caption>matthew-henry-yETqkLnhsUI-unsplash-2-scaled-1</image:caption><image:title>matthew-henry-yETqkLnhsUI-unsplash-2-scaled-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Rural-Economy-3-scaled-1.jpg</image:loc><image:caption>Rural-Economy-3-scaled-1</image:caption><image:title>Rural-Economy-3-scaled-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Ship-trade-scaled-1.jpg</image:loc><image:caption>Ship-trade-scaled-1</image:caption><image:title>Ship-trade-scaled-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/beth-macdonald-TAGvz2umbv8-unsplash-scaled.jpg</image:loc><image:caption>beth-macdonald-TAGvz2umbv8-unsplash-scaled</image:caption><image:title>beth-macdonald-TAGvz2umbv8-unsplash-scaled</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Ship-trade-scaled-2.jpg</image:loc><image:caption>Ship-trade-scaled-2</image:caption><image:title>Ship-trade-scaled-2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/nick-fewings-A6Lo4apGrcU-unsplash-scaled.jpg</image:loc><image:caption>nick-fewings-A6Lo4apGrcU-unsplash-scaled</image:caption><image:title>nick-fewings-A6Lo4apGrcU-unsplash-scaled</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/julia-koblitz-_6tVlnycr9I-unsplash-scaled.jpg</image:loc><image:caption>julia-koblitz-_6tVlnycr9I-unsplash-scaled</image:caption><image:title>julia-koblitz-_6tVlnycr9I-unsplash-scaled</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Farmer%20Mac%20Logo%20-%20Filler-Nov-14-2025-09-54-33-7009-PM.png</image:loc><image:caption>Farmer Mac Logo - Filler-Nov-14-2025-09-54-33-7009-PM</image:caption><image:title>Farmer Mac Logo - Filler-Nov-14-2025-09-54-33-7009-PM</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Farm-workers-harvesting-a-celery-crop-on-fertile-agriculture-land-scaled-2.jpg</image:loc><image:caption>Farm-workers-harvesting-a-celery-crop-on-fertile-agriculture-land-scaled-2</image:caption><image:title>Farm-workers-harvesting-a-celery-crop-on-fertile-agriculture-land-scaled-2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blue-Tractor-scaled-1.jpg</image:loc><image:caption>Blue-Tractor-scaled-1</image:caption><image:title>Blue-Tractor-scaled-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Dairy-Carousel-iStock-172995773-1-scaled-1.jpg</image:loc><image:caption>Dairy-Carousel-iStock-172995773-1-scaled-1</image:caption><image:title>Dairy-Carousel-iStock-172995773-1-scaled-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/pexels-john-guccione-www-advergroup-com-1874301-3531895-scaled.jpg</image:loc><image:caption>pexels-john-guccione-www-advergroup-com-1874301-3531895-scaled</image:caption><image:title>pexels-john-guccione-www-advergroup-com-1874301-3531895-scaled</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Nuts-2-scaled-1.jpg</image:loc><image:caption>Nuts-2-scaled-1</image:caption><image:title>Nuts-2-scaled-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/iStock-520611594-2-scaled-1-1.jpg</image:loc><image:caption>iStock-520611594-2-scaled-1-1</image:caption><image:title>iStock-520611594-2-scaled-1-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/jorien-loman-00YD5QLyaGU-unsplash-scaled.jpg</image:loc><image:caption>jorien-loman-00YD5QLyaGU-unsplash-scaled</image:caption><image:title>jorien-loman-00YD5QLyaGU-unsplash-scaled</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/madison-kaminski-5fd2jdyGo-8-unsplash-scaled-2-1.jpg</image:loc><image:caption>madison-kaminski-5fd2jdyGo-8-unsplash-scaled-2-1</image:caption><image:title>madison-kaminski-5fd2jdyGo-8-unsplash-scaled-2-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Tire-tracks-swirling-in-the-snow-scaled-1.jpg</image:loc><image:caption>Tire-tracks-swirling-in-the-snow-scaled-1</image:caption><image:title>Tire-tracks-swirling-in-the-snow-scaled-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/elijah-mears-E94nZORR5qc-unsplash-scaled.jpg</image:loc><image:caption>elijah-mears-E94nZORR5qc-unsplash-scaled</image:caption><image:title>elijah-mears-E94nZORR5qc-unsplash-scaled</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Hand-shake-1-scaled-1.jpg</image:loc><image:caption>Hand-shake-1-scaled-1</image:caption><image:title>Hand-shake-1-scaled-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/pexels-jan-kroon-357445-1000057-scaled.jpg</image:loc><image:caption>pexels-jan-kroon-357445-1000057-scaled</image:caption><image:title>pexels-jan-kroon-357445-1000057-scaled</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/banner-about.jpg</image:loc><image:caption>banner-about</image:caption><image:title>banner-about</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Rural-Economy-2-scaled-1.jpg</image:loc><image:caption>Rural-Economy-2-scaled-1</image:caption><image:title>Rural-Economy-2-scaled-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Hand-shake-1-scaled-1-1.jpg</image:loc><image:caption>Hand-shake-1-scaled-1-1</image:caption><image:title>Hand-shake-1-scaled-1-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Brownfield.png</image:loc><image:caption>Brownfield</image:caption><image:title>Brownfield</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/20240412_Fiechter_InterestRateDilemma_Fig1.jpg</image:loc><image:caption>20240412_Fiechter_InterestRateDilemma_Fig1</image:caption><image:title>20240412_Fiechter_InterestRateDilemma_Fig1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/FarmProgress.png</image:loc><image:caption>FarmProgress</image:caption><image:title>FarmProgress</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Tomatoes-scaled-1.jpg</image:loc><image:caption>Tomatoes-scaled-1</image:caption><image:title>Tomatoes-scaled-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/elise-coates-WSoKbbzVqpM-unsplash-scaled.jpg</image:loc><image:caption>elise-coates-WSoKbbzVqpM-unsplash-scaled</image:caption><image:title>elise-coates-WSoKbbzVqpM-unsplash-scaled</image:title></image:image><lastmod>2026-08-01</lastmod></url><url><loc>https://www.farmermac.com/insights-research/farmland-price-index</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/pexels-jan-kroon-357445-1000057-scaled.jpg</image:loc><image:caption>pexels-jan-kroon-357445-1000057-scaled</image:caption><image:title>pexels-jan-kroon-357445-1000057-scaled</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Figure-1-5.png</image:loc><image:caption>Figure-1-5</image:caption><image:title>Figure-1-5</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><lastmod>2025-12-09</lastmod></url><url><loc>https://www.farmermac.com/insights-research/weak-machinery-demand-may-be-a-farm-income-canary</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Figure-2-4.png</image:loc><image:caption>Figure-2-4</image:caption><image:title>Figure-2-4</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blue-Tractor-scaled-1.jpg</image:loc><image:caption>Blue-Tractor-scaled-1</image:caption><image:title>Blue-Tractor-scaled-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Figure-4-2.png</image:loc><image:caption>Figure-4-2</image:caption><image:title>Figure-4-2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Figure-1-3.png</image:loc><image:caption>Figure-1-3</image:caption><image:title>Figure-1-3</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Figure-3-2.png</image:loc><image:caption>Figure-3-2</image:caption><image:title>Figure-3-2</image:title></image:image><lastmod>2025-12-09</lastmod></url><url><loc>https://www.farmermac.com/insights-research/farm-progress-this-isnt-the-80s</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/FarmProgress.png</image:loc><image:caption>FarmProgress</image:caption><image:title>FarmProgress</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><lastmod>2025-12-03</lastmod></url><url><loc>https://www.farmermac.com/sitemap</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><lastmod>2026-08-01</lastmod></url><url><loc>https://www.farmermac.com/insights-research/global-views-and-disruptors</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Economic%20Indicator%20Dashboard%20Key-1.png</image:loc><image:caption>Economic Indicator Dashboard Key-1</image:caption><image:title>Economic Indicator Dashboard Key-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Economic%20Dashboard%202024-01.png</image:loc><image:caption>Economic Dashboard 2024-01</image:caption><image:title>Economic Dashboard 2024-01</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><lastmod>2025-11-18</lastmod></url><url><loc>https://www.farmermac.com/insights-research/q1-2025-farmland-price-index-update</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/loren-king-NDy_1EBfCkQ-unsplash-scaled.jpg</image:loc><image:caption>loren-king-NDy_1EBfCkQ-unsplash-scaled</image:caption><image:title>loren-king-NDy_1EBfCkQ-unsplash-scaled</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><lastmod>2026-07-29</lastmod></url><url><loc>https://www.farmermac.com/insights-research/grains-and-oilseeds-extend-profits-into-2023</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/figure13.png</image:loc><image:caption>figure13</image:caption><image:title>figure13</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Hay-bales-Sunset.jpg</image:loc><image:caption>Hay-bales-Sunset</image:caption><image:title>Hay-bales-Sunset</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/figure14.png</image:loc><image:caption>figure14</image:caption><image:title>figure14</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/figure12.png</image:loc><image:caption>figure12</image:caption><image:title>figure12</image:title></image:image><lastmod>2025-12-09</lastmod></url><url><loc>https://www.farmermac.com/insights-research-old</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/suzanne-d-williams-WcNINzew69g-unsplash-scaled.jpg</image:loc><image:caption>suzanne-d-williams-WcNINzew69g-unsplash-scaled</image:caption><image:title>suzanne-d-williams-WcNINzew69g-unsplash-scaled</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/maximilien-t-scharner-uNlJS4hcb2g-unsplash-scaled.jpg</image:loc><image:caption>maximilien-t-scharner-uNlJS4hcb2g-unsplash-scaled</image:caption><image:title>maximilien-t-scharner-uNlJS4hcb2g-unsplash-scaled</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/blog-img.jpg</image:loc><image:caption>blog-img</image:caption><image:title>blog-img</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/loren-king-NDy_1EBfCkQ-unsplash-scaled.jpg</image:loc><image:caption>loren-king-NDy_1EBfCkQ-unsplash-scaled</image:caption><image:title>loren-king-NDy_1EBfCkQ-unsplash-scaled</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Farmer%20Mac%20Logo%20-%20Filler.png</image:loc><image:caption>Farmer Mac Logo - Filler</image:caption><image:title>Farmer Mac Logo - Filler</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/pexels-jan-kroon-357445-1000057-scaled.jpg</image:loc><image:caption>pexels-jan-kroon-357445-1000057-scaled</image:caption><image:title>pexels-jan-kroon-357445-1000057-scaled</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Farmer%20Mac%20Logo%20-%20Filler-Nov-14-2025-09-43-14-7785-PM.png</image:loc><image:caption>Farmer Mac Logo - Filler-Nov-14-2025-09-43-14-7785-PM</image:caption><image:title>Farmer Mac Logo - Filler-Nov-14-2025-09-43-14-7785-PM</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/beth-macdonald-TAGvz2umbv8-unsplash-scaled.jpg</image:loc><image:caption>beth-macdonald-TAGvz2umbv8-unsplash-scaled</image:caption><image:title>beth-macdonald-TAGvz2umbv8-unsplash-scaled</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/6-scaled-1.jpg</image:loc><image:caption>6-scaled-1</image:caption><image:title>6-scaled-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/matthew-pullins.jpg</image:loc><image:caption>matthew-pullins</image:caption><image:title>matthew-pullins</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Corn-Soybeans-1-scaled-1.jpg</image:loc><image:caption>Corn-Soybeans-1-scaled-1</image:caption><image:title>Corn-Soybeans-1-scaled-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/madison-kaminski-5fd2jdyGo-8-unsplash-scaled-2-1.jpg</image:loc><image:caption>madison-kaminski-5fd2jdyGo-8-unsplash-scaled-2-1</image:caption><image:title>madison-kaminski-5fd2jdyGo-8-unsplash-scaled-2-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Farm-workers-harvesting-a-celery-crop-on-fertile-agriculture-land-scaled-2.jpg</image:loc><image:caption>Farm-workers-harvesting-a-celery-crop-on-fertile-agriculture-land-scaled-2</image:caption><image:title>Farm-workers-harvesting-a-celery-crop-on-fertile-agriculture-land-scaled-2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/waldemar-nCQXxsSg3oo-unsplash-scaled.jpg</image:loc><image:caption>waldemar-nCQXxsSg3oo-unsplash-scaled</image:caption><image:title>waldemar-nCQXxsSg3oo-unsplash-scaled</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Dairy-Carousel-iStock-172995773-scaled-1.jpg</image:loc><image:caption>Dairy-Carousel-iStock-172995773-scaled-1</image:caption><image:title>Dairy-Carousel-iStock-172995773-scaled-1</image:title></image:image><lastmod>2026-07-16</lastmod></url><url><loc>https://www.farmermac.com/insights-research/charting-the-course-agricultural-lending-in-2026</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/table-6.jpg</image:loc><image:caption>table-6</image:caption><image:title>table-6</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/table-5.jpg</image:loc><image:caption>table-5</image:caption><image:title>table-5</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><lastmod>2026-07-29</lastmod></url><url><loc>https://www.farmermac.com/insights-research/farmer-mac-declares-dividend-on-series-h-preferred-stock</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Farmer%20Mac%20Logo%20-%20Filler-Nov-14-2025-09-43-14-7785-PM.png</image:loc><image:caption>Farmer Mac Logo - Filler-Nov-14-2025-09-43-14-7785-PM</image:caption><image:title>Farmer Mac Logo - Filler-Nov-14-2025-09-43-14-7785-PM</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><lastmod>2025-12-18</lastmod></url><url><loc>https://www.farmermac.com/insights-research/farmer-mac-names-matthew-m.-pullins-as-evp-chief-financial-officer-and-treasurer</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Farmer%20Mac%20Logo%20-%20Filler.png</image:loc><image:caption>Farmer Mac Logo - Filler</image:caption><image:title>Farmer Mac Logo - Filler</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><lastmod>2026-07-24</lastmod></url><url><loc>https://www.farmermac.com/insights-research/farmer-mac-prices-100-million-of-series-h-preferred-stock</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Farmer%20Mac%20Logo%20-%20Filler-Nov-14-2025-09-43-14-7785-PM.png</image:loc><image:caption>Farmer Mac Logo - Filler-Nov-14-2025-09-43-14-7785-PM</image:caption><image:title>Farmer Mac Logo - Filler-Nov-14-2025-09-43-14-7785-PM</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><lastmod>2025-11-14</lastmod></url><url><loc>https://www.farmermac.com/insights-research/risk-opportunity-by-the-numbers</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Economic%20Dashboard%202024-05.png</image:loc><image:caption>Economic Dashboard 2024-05</image:caption><image:title>Economic Dashboard 2024-05</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Economic%20Indicator%20Dashboard%20Key-Nov-14-2025-09-46-58-5735-PM.png</image:loc><image:caption>Economic Indicator Dashboard Key-Nov-14-2025-09-46-58-5735-PM</image:caption><image:title>Economic Indicator Dashboard Key-Nov-14-2025-09-46-58-5735-PM</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><lastmod>2025-11-18</lastmod></url><url><loc>https://www.farmermac.com/insights-research-old/dairy-prices-firm-in-2022-but-are-waning-with-global-demand-farmer-mac</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Farm-workers-harvesting-a-celery-crop-on-fertile-agriculture-land-scaled-2.jpg</image:loc><image:caption>Farm-workers-harvesting-a-celery-crop-on-fertile-agriculture-land-scaled-2</image:caption><image:title>Farm-workers-harvesting-a-celery-crop-on-fertile-agriculture-land-scaled-2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/6-scaled-1.jpg</image:loc><image:caption>6-scaled-1</image:caption><image:title>6-scaled-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Dairy-Carousel-iStock-172995773-scaled-1.jpg</image:loc><image:caption>Dairy-Carousel-iStock-172995773-scaled-1</image:caption><image:title>Dairy-Carousel-iStock-172995773-scaled-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/figure15.png</image:loc><image:caption>figure15</image:caption><image:title>figure15</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/madison-kaminski-5fd2jdyGo-8-unsplash-scaled-2-1.jpg</image:loc><image:caption>madison-kaminski-5fd2jdyGo-8-unsplash-scaled-2-1</image:caption><image:title>madison-kaminski-5fd2jdyGo-8-unsplash-scaled-2-1</image:title></image:image><lastmod>2026-05-26</lastmod></url><url><loc>https://www.farmermac.com/insights-research/ag-trade-in-the-time-of-tariffs/</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/roger-starnes-sr-B_vgWzwEugc-unsplash-scaled.jpg</image:loc><image:caption>roger-starnes-sr-B_vgWzwEugc-unsplash-scaled</image:caption><image:title>roger-starnes-sr-B_vgWzwEugc-unsplash-scaled</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Ag-Trade-2.png</image:loc><image:caption>Ag-Trade-2</image:caption><image:title>Ag-Trade-2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Ag-Trade-1.png</image:loc><image:caption>Ag-Trade-1</image:caption><image:title>Ag-Trade-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><lastmod>2026-07-28</lastmod></url><url><loc>https://www.farmermac.com/insights-research/farm-income-holds-up-in-2026-thanks-to-record-government-support</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/elijah-mears-E94nZORR5qc-unsplash-scaled.jpg</image:loc><image:caption>elijah-mears-E94nZORR5qc-unsplash-scaled</image:caption><image:title>elijah-mears-E94nZORR5qc-unsplash-scaled</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/NCFI-1-2.png</image:loc><image:caption>NCFI-1-2</image:caption><image:title>NCFI-1-2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/NCFI-2-1.png</image:loc><image:caption>NCFI-2-1</image:caption><image:title>NCFI-2-1</image:title></image:image><lastmod>2026-07-28</lastmod></url><url><loc>https://www.farmermac.com/privacy-policy</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><lastmod>2026-08-01</lastmod></url><url><loc>https://www.farmermac.com/insights-research/aba-banking-journal-agricultural-lenders-top-concerns-for-2024</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/aba-2.png</image:loc><image:caption>aba-2</image:caption><image:title>aba-2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/aba-3.png</image:loc><image:caption>aba-3</image:caption><image:title>aba-3</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Lenders%20still%20expect%20borrower.jpg</image:loc><image:caption>Lenders still expect borrower</image:caption><image:title>Lenders still expect borrower</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><lastmod>2025-12-01</lastmod></url><url><loc>https://www.farmermac.com/insights-research/farmer-mac-to-redeem-outstanding-series-c-preferred-stock</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Farmer%20Mac%20Logo%20-%20Filler-Nov-14-2025-09-47-17-9415-PM.png</image:loc><image:caption>Farmer Mac Logo - Filler-Nov-14-2025-09-47-17-9415-PM</image:caption><image:title>Farmer Mac Logo - Filler-Nov-14-2025-09-47-17-9415-PM</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><lastmod>2025-11-14</lastmod></url><url><loc>https://www.farmermac.com/insights-research/farmer-mac-reports-2024-results</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Farmer%20Mac%20Logo%20-%20Filler-Nov-14-2025-09-43-14-7785-PM.png</image:loc><image:caption>Farmer Mac Logo - Filler-Nov-14-2025-09-43-14-7785-PM</image:caption><image:title>Farmer Mac Logo - Filler-Nov-14-2025-09-43-14-7785-PM</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><lastmod>2025-11-14</lastmod></url><url><loc>https://www.farmermac.com/insights-research/slowly-but-surely-u-s-power-mix-is-changing</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/13.png</image:loc><image:caption>13</image:caption><image:title>13</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Solar-panels-scaled-1.jpg</image:loc><image:caption>Solar-panels-scaled-1</image:caption><image:title>Solar-panels-scaled-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/12.png</image:loc><image:caption>12</image:caption><image:title>12</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/11.png</image:loc><image:caption>11</image:caption><image:title>11</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><lastmod>2025-12-09</lastmod></url><url><loc>https://www.farmermac.com/insights-research/national-land-podcast-market-watch-2024-q2-land-values</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/AdobeStock_BG2.webp</image:loc><image:caption>AdobeStock_BG2</image:caption><image:title>AdobeStock_BG2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><lastmod>2025-12-01</lastmod></url><url><loc>https://www.farmermac.com/insights-research-old/farmland-price-index-update-q2-2025-farmer-mac</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/madison-kaminski-5fd2jdyGo-8-unsplash-scaled-2-1.jpg</image:loc><image:caption>madison-kaminski-5fd2jdyGo-8-unsplash-scaled-2-1</image:caption><image:title>madison-kaminski-5fd2jdyGo-8-unsplash-scaled-2-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/beth-macdonald-TAGvz2umbv8-unsplash-scaled.jpg</image:loc><image:caption>beth-macdonald-TAGvz2umbv8-unsplash-scaled</image:caption><image:title>beth-macdonald-TAGvz2umbv8-unsplash-scaled</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/6-scaled-1.jpg</image:loc><image:caption>6-scaled-1</image:caption><image:title>6-scaled-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Farm-workers-harvesting-a-celery-crop-on-fertile-agriculture-land-scaled-2.jpg</image:loc><image:caption>Farm-workers-harvesting-a-celery-crop-on-fertile-agriculture-land-scaled-2</image:caption><image:title>Farm-workers-harvesting-a-celery-crop-on-fertile-agriculture-land-scaled-2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Farmland-2.png</image:loc><image:caption>Farmland-2</image:caption><image:title>Farmland-2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><lastmod>2026-05-28</lastmod></url><url><loc>https://www.farmermac.com/insights-research/farmer-mac-declares-quarterly-dividends-on-common-and-preferred-stock-3</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Farmer%20Mac%20Logo%20-%20Filler-Nov-14-2025-09-54-33-7009-PM.png</image:loc><image:caption>Farmer Mac Logo - Filler-Nov-14-2025-09-54-33-7009-PM</image:caption><image:title>Farmer Mac Logo - Filler-Nov-14-2025-09-54-33-7009-PM</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><lastmod>2025-11-14</lastmod></url><url><loc>https://www.farmermac.com/insights-research/cattle-prices-buoyed-by-lower-herd-size</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/figure17.png</image:loc><image:caption>figure17</image:caption><image:title>figure17</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Cow-Sunset-2-scaled-1.jpg</image:loc><image:caption>Cow-Sunset-2-scaled-1</image:caption><image:title>Cow-Sunset-2-scaled-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/figure16.png</image:loc><image:caption>figure16</image:caption><image:title>figure16</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><lastmod>2025-12-09</lastmod></url><url><loc>https://www.farmermac.com/farm-and-ranch</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Farm%20&amp;%20Ranch.jpg</image:loc><image:caption>Farm &amp; Ranch</image:caption><image:title>Farm &amp; Ranch</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/finance.svg</image:loc><image:caption>finance</image:caption><image:title>finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/growup.svg</image:loc><image:caption>growup</image:caption><image:title>growup</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/loan-icon-1.svg</image:loc><image:caption>loan-icon-1</image:caption><image:title>loan-icon-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/ChatGPT%20Image%20Jul%2024%2c%202026%2c%2001_33_10%20PM.png</image:loc><image:caption>ChatGPT Image Jul 24, 2026, 01_33_10 PM</image:caption><image:title>ChatGPT Image Jul 24, 2026, 01_33_10 PM</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/image-3.jpg</image:loc><image:caption>image-3</image:caption><image:title>image-3</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/image-4.jpg</image:loc><image:caption>image-4</image:caption><image:title>image-4</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/image-5.jpg</image:loc><image:caption>image-5</image:caption><image:title>image-5</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/dollar-icon.svg</image:loc><image:caption>dollar-icon</image:caption><image:title>dollar-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/USDA.svg</image:loc><image:caption>USDA</image:caption><image:title>USDA</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/banner-slide4.jpg</image:loc><image:caption>banner-slide4</image:caption><image:title>banner-slide4</image:title></image:image><lastmod>2026-08-01</lastmod></url><url><loc>https://www.farmermac.com/insights-research/hertz-farmland-market-update-december-2024</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><lastmod>2025-12-01</lastmod></url><url><loc>https://www.farmermac.com/insights-research/q2-2025-farmland-price-index-update</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/beth-macdonald-TAGvz2umbv8-unsplash-scaled.jpg</image:loc><image:caption>beth-macdonald-TAGvz2umbv8-unsplash-scaled</image:caption><image:title>beth-macdonald-TAGvz2umbv8-unsplash-scaled</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Farmland-2.png</image:loc><image:caption>Farmland-2</image:caption><image:title>Farmland-2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><lastmod>2025-12-09</lastmod></url><url><loc>https://www.farmermac.com/investor-faqs</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/banner-about.jpg</image:loc><image:caption>banner-about</image:caption><image:title>banner-about</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><lastmod>2026-08-01</lastmod></url><url><loc>https://www.farmermac.com/insights-research/farmers-and-ranchers-react-to-higher-rates</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Hand-shake-1-scaled-1.jpg</image:loc><image:caption>Hand-shake-1-scaled-1</image:caption><image:title>Hand-shake-1-scaled-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/5.png</image:loc><image:caption>5</image:caption><image:title>5</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/4.png</image:loc><image:caption>4</image:caption><image:title>4</image:title></image:image><lastmod>2025-12-09</lastmod></url><url><loc>https://www.farmermac.com/insights-research/a-brief-history-of-itc-and-ptc-time</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/202508-LCOE-Bars.png</image:loc><image:caption>202508-LCOE-Bars</image:caption><image:title>202508-LCOE-Bars</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Solar-Panel-in-Front-of-Silos-scaled-1.jpg</image:loc><image:caption>Solar-Panel-in-Front-of-Silos-scaled-1</image:caption><image:title>Solar-Panel-in-Front-of-Silos-scaled-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><lastmod>2025-12-09</lastmod></url><url><loc>https://www.farmermac.com/insights-research/farmer-mac-reports-third-quarter-2024-results</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Farmer%20Mac%20Logo%20-%20Filler-Nov-14-2025-09-54-33-7009-PM.png</image:loc><image:caption>Farmer Mac Logo - Filler-Nov-14-2025-09-54-33-7009-PM</image:caption><image:title>Farmer Mac Logo - Filler-Nov-14-2025-09-54-33-7009-PM</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><lastmod>2025-11-14</lastmod></url><url><loc>https://www.farmermac.com/insights-research/farmer-mac-reports-first-quarter-2024-results</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Farmer%20Mac%20Logo%20-%20Filler-Nov-14-2025-09-47-17-9415-PM.png</image:loc><image:caption>Farmer Mac Logo - Filler-Nov-14-2025-09-47-17-9415-PM</image:caption><image:title>Farmer Mac Logo - Filler-Nov-14-2025-09-47-17-9415-PM</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><lastmod>2025-11-14</lastmod></url><url><loc>https://www.farmermac.com/insights-research/usda-projects-lower-farm-incomes-in-2024</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Picture-2.png</image:loc><image:caption>Picture-2</image:caption><image:title>Picture-2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Picture-1-1.png</image:loc><image:caption>Picture-1-1</image:caption><image:title>Picture-1-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/JULY01-7554-2-1.jpg</image:loc><image:caption>JULY01-7554-2-1</image:caption><image:title>JULY01-7554-2-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Picture-3.png</image:loc><image:caption>Picture-3</image:caption><image:title>Picture-3</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><lastmod>2025-12-09</lastmod></url><url><loc>https://www.farmermac.com/insights-research/high-plains-journal-a-closer-look-at-the-tougher-economic-times-ahead</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/High%20Plains%20Journal.png</image:loc><image:caption>High Plains Journal</image:caption><image:title>High Plains Journal</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><lastmod>2025-12-03</lastmod></url><url><loc>https://www.farmermac.com/insights-research/crop-exports-down-but-not-out</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/2-3.png</image:loc><image:caption>2-3</image:caption><image:title>2-3</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Corn-Soybeans-1-scaled-1.jpg</image:loc><image:caption>Corn-Soybeans-1-scaled-1</image:caption><image:title>Corn-Soybeans-1-scaled-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/3-1.png</image:loc><image:caption>3-1</image:caption><image:title>3-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/1-1.png</image:loc><image:caption>1-1</image:caption><image:title>1-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><lastmod>2025-12-09</lastmod></url><url><loc>https://www.farmermac.com/insights-research/oklahoma-city-educational-special</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Economic%20Dashboard%202023-11.png</image:loc><image:caption>Economic Dashboard 2023-11</image:caption><image:title>Economic Dashboard 2023-11</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Economic%20Indicator%20Dashboard%20Key-Nov-14-2025-09-49-54-1557-PM.png</image:loc><image:caption>Economic Indicator Dashboard Key-Nov-14-2025-09-49-54-1557-PM</image:caption><image:title>Economic Indicator Dashboard Key-Nov-14-2025-09-49-54-1557-PM</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><lastmod>2025-11-18</lastmod></url><url><loc>https://www.farmermac.com/insights-research/farmer-mac-closes-313.5-million-securitization-of-agricultural-mortgage-backed-securities-ambs</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Farmer%20Mac%20Logo%20-%20Filler.png</image:loc><image:caption>Farmer Mac Logo - Filler</image:caption><image:title>Farmer Mac Logo - Filler</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><lastmod>2025-12-09</lastmod></url><url><loc>https://www.farmermac.com/insights-research/fed-cuts-interest-rates-could-provide-some-relief-for-ag</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Brownfield.png</image:loc><image:caption>Brownfield</image:caption><image:title>Brownfield</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><lastmod>2025-12-03</lastmod></url><url><loc>https://www.farmermac.com/insights-research/farmer-mac-reports-second-quarter-2025-results</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Farmer%20Mac%20Logo%20-%20Filler-Nov-14-2025-09-47-17-9415-PM.png</image:loc><image:caption>Farmer Mac Logo - Filler-Nov-14-2025-09-47-17-9415-PM</image:caption><image:title>Farmer Mac Logo - Filler-Nov-14-2025-09-47-17-9415-PM</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><lastmod>2025-11-14</lastmod></url><url><loc>https://www.farmermac.com/insights-research/trending-not-tumbling-why-ag-loan-performance-signals-stability-for-now/</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Loan-Performance-3.png</image:loc><image:caption>Loan-Performance-3</image:caption><image:title>Loan-Performance-3</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Loan-Performance-2.png</image:loc><image:caption>Loan-Performance-2</image:caption><image:title>Loan-Performance-2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Loan-Performance-1.png</image:loc><image:caption>Loan-Performance-1</image:caption><image:title>Loan-Performance-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/scott-graham-OQMZwNd3ThU-unsplash-scaled.jpg</image:loc><image:caption>scott-graham-OQMZwNd3ThU-unsplash-scaled</image:caption><image:title>scott-graham-OQMZwNd3ThU-unsplash-scaled</image:title></image:image><lastmod>2026-07-28</lastmod></url><url><loc>https://www.farmermac.com/corporate-agfinance</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/time-table.svg</image:loc><image:caption>time-table</image:caption><image:title>time-table</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Corporate%20AgFinance.jpg</image:loc><image:caption>Corporate AgFinance</image:caption><image:title>Corporate AgFinance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/image-4.jpg</image:loc><image:caption>image-4</image:caption><image:title>image-4</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Loan.svg</image:loc><image:caption>Loan</image:caption><image:title>Loan</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/ChatGPT%20Image%20Jul%2024%2c%202026%2c%2001_33_10%20PM.png</image:loc><image:caption>ChatGPT Image Jul 24, 2026, 01_33_10 PM</image:caption><image:title>ChatGPT Image Jul 24, 2026, 01_33_10 PM</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/card-1.jpg</image:loc><image:caption>card-1</image:caption><image:title>card-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/image-3.jpg</image:loc><image:caption>image-3</image:caption><image:title>image-3</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/image-5.jpg</image:loc><image:caption>image-5</image:caption><image:title>image-5</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/trophy.svg</image:loc><image:caption>trophy</image:caption><image:title>trophy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/growup.svg</image:loc><image:caption>growup</image:caption><image:title>growup</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Research.svg</image:loc><image:caption>Research</image:caption><image:title>Research</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><lastmod>2026-08-01</lastmod></url><url><loc>https://www.farmermac.com</loc><video:video><video:thumbnail_loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/banner-slide2.mp4/medium.jpg</video:thumbnail_loc><video:title>banner-slide2</video:title><video:description>banner-slide2</video:description><video:content_loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/banner-slide2.mp4</video:content_loc><video:duration>3</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live></video:video><video:video><video:thumbnail_loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/banner-slide1.mp4/medium.jpg</video:thumbnail_loc><video:title>banner-slide1</video:title><video:description>banner-slide1</video:description><video:content_loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/banner-slide1.mp4</video:content_loc><video:duration>15</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live></video:video><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/featured-video.jpg</image:loc><image:caption>featured-video</image:caption><image:title>featured-video</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/card-3.png</image:loc><image:caption>card-3</image:caption><image:title>card-3</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/zack-v2.jpg</image:loc><image:caption>zack-v2</image:caption><image:title>zack-v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/card-4.png</image:loc><image:caption>card-4</image:caption><image:title>card-4</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/card6.png</image:loc><image:caption>card6</image:caption><image:title>card6</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/banner-slide4.jpg</image:loc><image:caption>banner-slide4</image:caption><image:title>banner-slide4</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/banner-slide3.jpg</image:loc><image:caption>banner-slide3</image:caption><image:title>banner-slide3</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/investor-relations-img.jpg</image:loc><image:caption>investor-relations-img</image:caption><image:title>investor-relations-img</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/card-5.png</image:loc><image:caption>card-5</image:caption><image:title>card-5</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/ChatGPT%20Image%20Jul%2024%2c%202026%2c%2001_33_10%20PM.png</image:loc><image:caption>ChatGPT Image Jul 24, 2026, 01_33_10 PM</image:caption><image:title>ChatGPT Image Jul 24, 2026, 01_33_10 PM</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/card-1.jpg</image:loc><image:caption>card-1</image:caption><image:title>card-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><lastmod>2026-08-01</lastmod></url><url><loc>https://www.farmermac.com/insights-research/land-sales-slow-in-response-to-higher-rates</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/IllinoisAvgLandValues.png</image:loc><image:caption>IllinoisAvgLandValues</image:caption><image:title>IllinoisAvgLandValues</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/IllinoisSalesMap.png</image:loc><image:caption>IllinoisSalesMap</image:caption><image:title>IllinoisSalesMap</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Fields-aerial-scaled.jpg</image:loc><image:caption>Fields-aerial-scaled</image:caption><image:title>Fields-aerial-scaled</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/LandSalesGraph.png</image:loc><image:caption>LandSalesGraph</image:caption><image:title>LandSalesGraph</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><lastmod>2025-12-09</lastmod></url><url><loc>https://www.farmermac.com/broadband-infrastructure</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Benefit.svg</image:loc><image:caption>Benefit</image:caption><image:title>Benefit</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/image-4.jpg</image:loc><image:caption>image-4</image:caption><image:title>image-4</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/image6.jpg</image:loc><image:caption>image6</image:caption><image:title>image6</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/card-1.jpg</image:loc><image:caption>card-1</image:caption><image:title>card-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/graph.svg</image:loc><image:caption>graph</image:caption><image:title>graph</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Loan.svg</image:loc><image:caption>Loan</image:caption><image:title>Loan</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/image-3.jpg</image:loc><image:caption>image-3</image:caption><image:title>image-3</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/growup.svg</image:loc><image:caption>growup</image:caption><image:title>growup</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/search-dollar.svg</image:loc><image:caption>search-dollar</image:caption><image:title>search-dollar</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Broadband%20Infrastructure.jpg</image:loc><image:caption>Broadband Infrastructure</image:caption><image:title>Broadband Infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/ChatGPT%20Image%20Jul%2024%2c%202026%2c%2001_33_10%20PM.png</image:loc><image:caption>ChatGPT Image Jul 24, 2026, 01_33_10 PM</image:caption><image:title>ChatGPT Image Jul 24, 2026, 01_33_10 PM</image:title></image:image><lastmod>2026-08-01</lastmod></url><url><loc>https://www.farmermac.com/insights-research/farmer-mac-to-announce-third-quarter-2023-financial-results</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Farmer%20Mac%20Logo%20-%20Filler.png</image:loc><image:caption>Farmer Mac Logo - Filler</image:caption><image:title>Farmer Mac Logo - Filler</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><lastmod>2025-12-02</lastmod></url><url><loc>https://www.farmermac.com/careers</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Image%20(1).jpg</image:loc><image:caption>Image (1)</image:caption><image:title>Image (1)</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Benefit.svg</image:loc><image:caption>Benefit</image:caption><image:title>Benefit</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Image%20(5).jpg</image:loc><image:caption>Image (5)</image:caption><image:title>Image (5)</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/careers-banner.jpg</image:loc><image:caption>careers-banner</image:caption><image:title>careers-banner</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Mission.svg</image:loc><image:caption>Mission</image:caption><image:title>Mission</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/programs-image1.jpg</image:loc><image:caption>programs-image1</image:caption><image:title>programs-image1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/image-gallery-1.jpg</image:loc><image:caption>image-gallery-1</image:caption><image:title>image-gallery-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Relationships.svg</image:loc><image:caption>Relationships</image:caption><image:title>Relationships</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/image-gallery-2.jpg</image:loc><image:caption>image-gallery-2</image:caption><image:title>image-gallery-2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/image-gallery-5.jpg</image:loc><image:caption>image-gallery-5</image:caption><image:title>image-gallery-5</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/trophy.svg</image:loc><image:caption>trophy</image:caption><image:title>trophy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Image%20(6).jpg</image:loc><image:caption>Image (6)</image:caption><image:title>Image (6)</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Grow.svg</image:loc><image:caption>Grow</image:caption><image:title>Grow</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Image%20(2).jpg</image:loc><image:caption>Image (2)</image:caption><image:title>Image (2)</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/image-gallery-3.jpg</image:loc><image:caption>image-gallery-3</image:caption><image:title>image-gallery-3</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/image-gallery-4.jpg</image:loc><image:caption>image-gallery-4</image:caption><image:title>image-gallery-4</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Image%20(3).jpg</image:loc><image:caption>Image (3)</image:caption><image:title>Image (3)</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Image%20(4).jpg</image:loc><image:caption>Image (4)</image:caption><image:title>Image (4)</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Integrity.svg</image:loc><image:caption>Integrity</image:caption><image:title>Integrity</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Innovation.svg</image:loc><image:caption>Innovation</image:caption><image:title>Innovation</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/programs-image.png</image:loc><image:caption>programs-image</image:caption><image:title>programs-image</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Excellence.svg</image:loc><image:caption>Excellence</image:caption><image:title>Excellence</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Image-Jul-07-2026-10-24-01-3710-AM.jpg</image:loc><image:caption>Image-Jul-07-2026-10-24-01-3710-AM</image:caption><image:title>Image-Jul-07-2026-10-24-01-3710-AM</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/image-gallery-6.jpg</image:loc><image:caption>image-gallery-6</image:caption><image:title>image-gallery-6</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><lastmod>2026-08-01</lastmod></url><url><loc>https://www.farmermac.com/insights-research/proteins-show-strength</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Soybeans-in-soil-1-scaled-1.jpg</image:loc><image:caption>Soybeans-in-soil-1-scaled-1</image:caption><image:title>Soybeans-in-soil-1-scaled-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/25.png</image:loc><image:caption>25</image:caption><image:title>25</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/23.png</image:loc><image:caption>23</image:caption><image:title>23</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/26.png</image:loc><image:caption>26</image:caption><image:title>26</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/24.png</image:loc><image:caption>24</image:caption><image:title>24</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><lastmod>2025-12-09</lastmod></url><url><loc>https://www.farmermac.com/insights-research/farmer-mac-declares-quarterly-dividends-on-common-and-preferred-stock-1764703533790</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Farmer%20Mac%20Logo%20-%20Filler.png</image:loc><image:caption>Farmer Mac Logo - Filler</image:caption><image:title>Farmer Mac Logo - Filler</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><lastmod>2025-12-02</lastmod></url><url><loc>https://www.farmermac.com/insights-research/farmer-mac-wins-top-workplaces-usa-award</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Farmer%20Mac%20Logo%20-%20Filler-Nov-14-2025-09-54-33-7009-PM.png</image:loc><image:caption>Farmer Mac Logo - Filler-Nov-14-2025-09-54-33-7009-PM</image:caption><image:title>Farmer Mac Logo - Filler-Nov-14-2025-09-54-33-7009-PM</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><lastmod>2025-12-02</lastmod></url><url><loc>https://www.farmermac.com/insights-research/farmer-mac-to-announce-second-quarter-2024-financial-results</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Farmer%20Mac%20Logo%20-%20Filler-Nov-14-2025-09-47-17-9415-PM.png</image:loc><image:caption>Farmer Mac Logo - Filler-Nov-14-2025-09-47-17-9415-PM</image:caption><image:title>Farmer Mac Logo - Filler-Nov-14-2025-09-47-17-9415-PM</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><lastmod>2025-11-14</lastmod></url><url><loc>https://www.farmermac.com/insights-research/la-nada-no-problem-weather-outlook-for-2025-harvest-and-beyond</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/202508-Weather-DM.png</image:loc><image:caption>202508-Weather-DM</image:caption><image:title>202508-Weather-DM</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/202508-Weather-ACE-Graph.png</image:loc><image:caption>202508-Weather-ACE-Graph</image:caption><image:title>202508-Weather-ACE-Graph</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/iStock-520611594-2-scaled-1-1.jpg</image:loc><image:caption>iStock-520611594-2-scaled-1-1</image:caption><image:title>iStock-520611594-2-scaled-1-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/202508-Weather-Seasonal.png</image:loc><image:caption>202508-Weather-Seasonal</image:caption><image:title>202508-Weather-Seasonal</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><lastmod>2026-07-29</lastmod></url><url><loc>https://www.farmermac.com/insights-research/farmer-mac-reports-second-quarter-2024-results</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Farmer%20Mac%20Logo%20-%20Filler-Nov-14-2025-09-43-14-7785-PM.png</image:loc><image:caption>Farmer Mac Logo - Filler-Nov-14-2025-09-43-14-7785-PM</image:caption><image:title>Farmer Mac Logo - Filler-Nov-14-2025-09-43-14-7785-PM</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><lastmod>2025-11-14</lastmod></url><url><loc>https://www.farmermac.com/insights-research/farmer-mac-and-aba-release-ag-lender-survey-report-liquidity-farm-income-top-ag-lender-concerns-for-producers-in-2023</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Farmer%20Mac%20Logo%20-%20Filler.png</image:loc><image:caption>Farmer Mac Logo - Filler</image:caption><image:title>Farmer Mac Logo - Filler</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><lastmod>2025-12-02</lastmod></url><url><loc>https://www.farmermac.com/securitization-programs</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/security.svg</image:loc><image:caption>security</image:caption><image:title>security</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Presentation.svg</image:loc><image:caption>Presentation</image:caption><image:title>Presentation</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/banner-about.jpg</image:loc><image:caption>banner-about</image:caption><image:title>banner-about</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/home-icon.svg</image:loc><image:caption>home-icon</image:caption><image:title>home-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><lastmod>2026-08-01</lastmod></url><url><loc>https://www.farmermac.com/insights-research/rates-risk-and-resilience-what-2026-could-mean-for-the-u.s.-ag-economy</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><lastmod>2026-07-29</lastmod></url><url><loc>https://www.farmermac.com/insights-research/tight-labor-market-has-farmers-looking-abroad-for-help</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/8.png</image:loc><image:caption>8</image:caption><image:title>8</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/matthew-henry-yETqkLnhsUI-unsplash-2-scaled-1.jpg</image:loc><image:caption>matthew-henry-yETqkLnhsUI-unsplash-2-scaled-1</image:caption><image:title>matthew-henry-yETqkLnhsUI-unsplash-2-scaled-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/6.png</image:loc><image:caption>6</image:caption><image:title>6</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/7.png</image:loc><image:caption>7</image:caption><image:title>7</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><lastmod>2025-12-09</lastmod></url><url><loc>https://www.farmermac.com/insights-research/weather-update-a-mixed-bag</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/iStock-520611594-2-scaled-1.jpg</image:loc><image:caption>iStock-520611594-2-scaled-1</image:caption><image:title>iStock-520611594-2-scaled-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/10-1.png</image:loc><image:caption>10-1</image:caption><image:title>10-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/11-1.png</image:loc><image:caption>11-1</image:caption><image:title>11-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><lastmod>2025-12-09</lastmod></url><url><loc>https://www.farmermac.com/insights-research/ag-lending-institution-health-in-perspective</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/bank-1-scaled-1.jpg</image:loc><image:caption>bank-1-scaled-1</image:caption><image:title>bank-1-scaled-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/21.png</image:loc><image:caption>21</image:caption><image:title>21</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/20.png</image:loc><image:caption>20</image:caption><image:title>20</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/19.png</image:loc><image:caption>19</image:caption><image:title>19</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><lastmod>2025-12-09</lastmod></url><url><loc>https://www.farmermac.com/insights-research/farmer-mac-reports-third-quarter-2025-results</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Farmer%20Mac%20Logo%20-%20Filler-Nov-14-2025-09-54-33-7009-PM.png</image:loc><image:caption>Farmer Mac Logo - Filler-Nov-14-2025-09-54-33-7009-PM</image:caption><image:title>Farmer Mac Logo - Filler-Nov-14-2025-09-54-33-7009-PM</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><lastmod>2025-11-18</lastmod></url><url><loc>https://www.farmermac.com/insights-research/digital-connectivity-as-a-driver-of-smart-agriculture-and-sustainability</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Crop%20iPad.jpg</image:loc><image:caption>Crop iPad</image:caption><image:title>Crop iPad</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><lastmod>2025-12-03</lastmod></url><url><loc>https://www.farmermac.com/geo-restricted</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><lastmod>2026-08-01</lastmod></url><url><loc>https://www.farmermac.com/insights-research/sweet-and-sour-the-two-sides-of-food-price-inflation</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/10.png</image:loc><image:caption>10</image:caption><image:title>10</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Retail-Food-1-scaled-1.jpg</image:loc><image:caption>Retail-Food-1-scaled-1</image:caption><image:title>Retail-Food-1-scaled-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/9.png</image:loc><image:caption>9</image:caption><image:title>9</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><lastmod>2025-12-09</lastmod></url><url><loc>https://www.farmermac.com/insights-research/top-questions-from-the-speaking-circuit</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Economic%20Indicator%20Dashboard%20Key-1.png</image:loc><image:caption>Economic Indicator Dashboard Key-1</image:caption><image:title>Economic Indicator Dashboard Key-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Economic%20Dashboard%202025-03.png</image:loc><image:caption>Economic Dashboard 2025-03</image:caption><image:title>Economic Dashboard 2025-03</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><lastmod>2025-11-18</lastmod></url><url><loc>https://www.farmermac.com/debt-investors</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/banner-about.jpg</image:loc><image:caption>banner-about</image:caption><image:title>banner-about</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/file-pdf.svg</image:loc><image:caption>file-pdf</image:caption><image:title>file-pdf</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><lastmod>2026-08-01</lastmod></url><url><loc>https://www.farmermac.com/insights-research/national-land-podcast-market-watch-2024-q1-land-values</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported%20sitepage%20images/AdobeStock_BG2.jpg</image:loc><image:caption>AdobeStock_BG2</image:caption><image:title>AdobeStock_BG2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><lastmod>2025-12-01</lastmod></url><url><loc>https://www.farmermac.com/insights-research/agri-view-interest-expenses-threaten-financial-health</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/agriview-image.jpg</image:loc><image:caption>agriview-image</image:caption><image:title>agriview-image</image:title></image:image><lastmod>2025-12-01</lastmod></url><url><loc>https://www.farmermac.com/insights-research/water-water-almost-everywhere-in-the-southwest</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Tire-tracks-swirling-in-the-snow-scaled-1.jpg</image:loc><image:caption>Tire-tracks-swirling-in-the-snow-scaled-1</image:caption><image:title>Tire-tracks-swirling-in-the-snow-scaled-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/18.png</image:loc><image:caption>18</image:caption><image:title>18</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/17.png</image:loc><image:caption>17</image:caption><image:title>17</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/16.png</image:loc><image:caption>16</image:caption><image:title>16</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><lastmod>2025-12-09</lastmod></url><url><loc>https://www.farmermac.com/insights-research/q3-2025-farmland-price-index-update</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/marvin-langer-fdb07Cl0p5k-unsplash-scaled.jpg</image:loc><image:caption>marvin-langer-fdb07Cl0p5k-unsplash-scaled</image:caption><image:title>marvin-langer-fdb07Cl0p5k-unsplash-scaled</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><lastmod>2026-07-28</lastmod></url><url><loc>https://www.farmermac.com/terms-and-conditions</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><lastmod>2026-08-01</lastmod></url><url><loc>https://www.farmermac.com/insights-research/webinar-recording-agriculture-and-ag-lending-in-economic-disorder</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><lastmod>2025-12-09</lastmod></url><url><loc>https://www.farmermac.com/insights-research/fields-of-plenty-grain-outlook-for-2025</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Grain2.png</image:loc><image:caption>Grain2</image:caption><image:title>Grain2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Grain1.png</image:loc><image:caption>Grain1</image:caption><image:title>Grain1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/waldemar-nCQXxsSg3oo-unsplash-scaled.jpg</image:loc><image:caption>waldemar-nCQXxsSg3oo-unsplash-scaled</image:caption><image:title>waldemar-nCQXxsSg3oo-unsplash-scaled</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Grain3.png</image:loc><image:caption>Grain3</image:caption><image:title>Grain3</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><lastmod>2026-07-29</lastmod></url><url><loc>https://www.farmermac.com/farmland-price-index</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Corn-Soybeans-scaled-1.jpg</image:loc><image:caption>Corn-Soybeans-scaled-1</image:caption><image:title>Corn-Soybeans-scaled-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Combine-working-on-the-corn-field-stock-photo-scaled-1.jpg</image:loc><image:caption>Combine-working-on-the-corn-field-stock-photo-scaled-1</image:caption><image:title>Combine-working-on-the-corn-field-stock-photo-scaled-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Hay-bales-Sunset.jpg</image:loc><image:caption>Hay-bales-Sunset</image:caption><image:title>Hay-bales-Sunset</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/JULY01-7554-2-1.jpg</image:loc><image:caption>JULY01-7554-2-1</image:caption><image:title>JULY01-7554-2-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/maximilien-t-scharner-uNlJS4hcb2g-unsplash-scaled.jpg</image:loc><image:caption>maximilien-t-scharner-uNlJS4hcb2g-unsplash-scaled</image:caption><image:title>maximilien-t-scharner-uNlJS4hcb2g-unsplash-scaled</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Money-with-lock-2-scaled-1.jpg</image:loc><image:caption>Money-with-lock-2-scaled-1</image:caption><image:title>Money-with-lock-2-scaled-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Hand-shake-1-scaled-1-1.jpg</image:loc><image:caption>Hand-shake-1-scaled-1-1</image:caption><image:title>Hand-shake-1-scaled-1-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Tomatoes-scaled-1.jpg</image:loc><image:caption>Tomatoes-scaled-1</image:caption><image:title>Tomatoes-scaled-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Fence-in-snowy-field-scaled-1.jpg</image:loc><image:caption>Fence-in-snowy-field-scaled-1</image:caption><image:title>Fence-in-snowy-field-scaled-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/nick-fewings-A6Lo4apGrcU-unsplash-scaled.jpg</image:loc><image:caption>nick-fewings-A6Lo4apGrcU-unsplash-scaled</image:caption><image:title>nick-fewings-A6Lo4apGrcU-unsplash-scaled</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Nuts-2-scaled-1.jpg</image:loc><image:caption>Nuts-2-scaled-1</image:caption><image:title>Nuts-2-scaled-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/madie-hamilton-GXehL5_crJ4-unsplash-scaled.jpg</image:loc><image:caption>madie-hamilton-GXehL5_crJ4-unsplash-scaled</image:caption><image:title>madie-hamilton-GXehL5_crJ4-unsplash-scaled</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/waldemar-nCQXxsSg3oo-unsplash-scaled.jpg</image:loc><image:caption>waldemar-nCQXxsSg3oo-unsplash-scaled</image:caption><image:title>waldemar-nCQXxsSg3oo-unsplash-scaled</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blue-Tractor-scaled-1.jpg</image:loc><image:caption>Blue-Tractor-scaled-1</image:caption><image:title>Blue-Tractor-scaled-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt 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Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/jorien-loman-00YD5QLyaGU-unsplash-scaled.jpg</image:loc><image:caption>jorien-loman-00YD5QLyaGU-unsplash-scaled</image:caption><image:title>jorien-loman-00YD5QLyaGU-unsplash-scaled</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/alexander-grey-8lnbXtxFGZw-unsplash-scaled.jpg</image:loc><image:caption>alexander-grey-8lnbXtxFGZw-unsplash-scaled</image:caption><image:title>alexander-grey-8lnbXtxFGZw-unsplash-scaled</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Dairy-Carousel-iStock-172995773-1-scaled-1.jpg</image:loc><image:caption>Dairy-Carousel-iStock-172995773-1-scaled-1</image:caption><image:title>Dairy-Carousel-iStock-172995773-1-scaled-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Fields-aerial-scaled.jpg</image:loc><image:caption>Fields-aerial-scaled</image:caption><image:title>Fields-aerial-scaled</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Cow-Sunset-2-scaled-1.jpg</image:loc><image:caption>Cow-Sunset-2-scaled-1</image:caption><image:title>Cow-Sunset-2-scaled-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/nacho-dominguez-argenta-F_ilCik66Hg-unsplash-scaled.jpg</image:loc><image:caption>nacho-dominguez-argenta-F_ilCik66Hg-unsplash-scaled</image:caption><image:title>nacho-dominguez-argenta-F_ilCik66Hg-unsplash-scaled</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/andy-li-CpsTAUPoScw-unsplash-scaled-1.jpg</image:loc><image:caption>andy-li-CpsTAUPoScw-unsplash-scaled-1</image:caption><image:title>andy-li-CpsTAUPoScw-unsplash-scaled-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/suzanne-d-williams-WcNINzew69g-unsplash-scaled.jpg</image:loc><image:caption>suzanne-d-williams-WcNINzew69g-unsplash-scaled</image:caption><image:title>suzanne-d-williams-WcNINzew69g-unsplash-scaled</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Traditional-Holiday-Stuffed-Turkey-Dinner-scaled-1.jpg</image:loc><image:caption>Traditional-Holiday-Stuffed-Turkey-Dinner-scaled-1</image:caption><image:title>Traditional-Holiday-Stuffed-Turkey-Dinner-scaled-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Windmlls.jpg</image:loc><image:caption>Windmlls</image:caption><image:title>Windmlls</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Harvest1-scaled-1.jpg</image:loc><image:caption>Harvest1-scaled-1</image:caption><image:title>Harvest1-scaled-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Barge-1-scaled-1.jpg</image:loc><image:caption>Barge-1-scaled-1</image:caption><image:title>Barge-1-scaled-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Ship-trade-scaled-1.jpg</image:loc><image:caption>Ship-trade-scaled-1</image:caption><image:title>Ship-trade-scaled-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/yulian-alexeyev-xDLEUTWCZdc-unsplash-1024x768.jpg</image:loc><image:caption>yulian-alexeyev-xDLEUTWCZdc-unsplash-1024x768</image:caption><image:title>yulian-alexeyev-xDLEUTWCZdc-unsplash-1024x768</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/loren-king-NDy_1EBfCkQ-unsplash-scaled.jpg</image:loc><image:caption>loren-king-NDy_1EBfCkQ-unsplash-scaled</image:caption><image:title>loren-king-NDy_1EBfCkQ-unsplash-scaled</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/elise-coates-WSoKbbzVqpM-unsplash-scaled.jpg</image:loc><image:caption>elise-coates-WSoKbbzVqpM-unsplash-scaled</image:caption><image:title>elise-coates-WSoKbbzVqpM-unsplash-scaled</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/marvin-langer-fdb07Cl0p5k-unsplash-scaled.jpg</image:loc><image:caption>marvin-langer-fdb07Cl0p5k-unsplash-scaled</image:caption><image:title>marvin-langer-fdb07Cl0p5k-unsplash-scaled</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Dairy-Carousel-iStock-172995773-scaled-1.jpg</image:loc><image:caption>Dairy-Carousel-iStock-172995773-scaled-1</image:caption><image:title>Dairy-Carousel-iStock-172995773-scaled-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/tetiana-bykovets-iD1Lo6DBD2g-unsplash-scaled.jpg</image:loc><image:caption>tetiana-bykovets-iD1Lo6DBD2g-unsplash-scaled</image:caption><image:title>tetiana-bykovets-iD1Lo6DBD2g-unsplash-scaled</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Dairy-iStock_68319053_XXLARGE-scaled.jpg</image:loc><image:caption>Dairy-iStock_68319053_XXLARGE-scaled</image:caption><image:title>Dairy-iStock_68319053_XXLARGE-scaled</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/iStock-520611594-2-scaled-1-1.jpg</image:loc><image:caption>iStock-520611594-2-scaled-1-1</image:caption><image:title>iStock-520611594-2-scaled-1-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Solar-panels-scaled-1.jpg</image:loc><image:caption>Solar-panels-scaled-1</image:caption><image:title>Solar-panels-scaled-1</image:title></image:image><lastmod>2026-08-01</lastmod></url><url><loc>https://www.farmermac.com/insights-research/addition-by-subtraction-the-paradoxical-benefits-of-selling-farm-mortgages-to-farmer-mac</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/AgLenderSurvivalRates.png</image:loc><image:caption>AgLenderSurvivalRates</image:caption><image:title>AgLenderSurvivalRates</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/AgLenderAssetGrowthRates.png</image:loc><image:caption>AgLenderAssetGrowthRates</image:caption><image:title>AgLenderAssetGrowthRates</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Soybeans-in-soil-1-scaled-2.jpg</image:loc><image:caption>Soybeans-in-soil-1-scaled-2</image:caption><image:title>Soybeans-in-soil-1-scaled-2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/AgLenderGrowthRates.png</image:loc><image:caption>AgLenderGrowthRates</image:caption><image:title>AgLenderGrowthRates</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><lastmod>2025-12-09</lastmod></url><url><loc>https://www.farmermac.com/insights-research/farmer-mac-loan-exchange-training</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><lastmod>2026-07-29</lastmod></url><url><loc>https://www.farmermac.com/insights-research/resetting-expectations-the-great-loan-shortening/</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/alexander-grey-8lnbXtxFGZw-unsplash-scaled.jpg</image:loc><image:caption>alexander-grey-8lnbXtxFGZw-unsplash-scaled</image:caption><image:title>alexander-grey-8lnbXtxFGZw-unsplash-scaled</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Loan-Duration-4.png</image:loc><image:caption>Loan-Duration-4</image:caption><image:title>Loan-Duration-4</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Loan-Duration-2.png</image:loc><image:caption>Loan-Duration-2</image:caption><image:title>Loan-Duration-2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Loan-Duration-3.png</image:loc><image:caption>Loan-Duration-3</image:caption><image:title>Loan-Duration-3</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Loan-Duration-1.png</image:loc><image:caption>Loan-Duration-1</image:caption><image:title>Loan-Duration-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><lastmod>2026-07-28</lastmod></url><url><loc>https://www.farmermac.com/insights-research/farmer-mac-announces-election-of-two-new-directors</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Farmer%20Mac%20Logo%20-%20Filler-Nov-14-2025-09-47-17-9415-PM.png</image:loc><image:caption>Farmer Mac Logo - Filler-Nov-14-2025-09-47-17-9415-PM</image:caption><image:title>Farmer Mac Logo - Filler-Nov-14-2025-09-47-17-9415-PM</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><lastmod>2025-11-14</lastmod></url><url><loc>https://www.farmermac.com/insights-research/a-farm-income-upswing-amid-tariff-turbulence</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Image13.png</image:loc><image:caption>Image13</image:caption><image:title>Image13</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Image14.png</image:loc><image:caption>Image14</image:caption><image:title>Image14</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Rancher-scaled-1.jpg</image:loc><image:caption>Rancher-scaled-1</image:caption><image:title>Rancher-scaled-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><lastmod>2025-12-09</lastmod></url><url><loc>https://www.farmermac.com/insights-research/reading-the-field-an-agricultural-lending-assessment-for-2026</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/table-4.jpg</image:loc><image:caption>table-4</image:caption><image:title>table-4</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/table-3.jpg</image:loc><image:caption>table-3</image:caption><image:title>table-3</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><lastmod>2026-07-29</lastmod></url><url><loc>https://www.farmermac.com/insights-research/2024aglenderreport</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/2024-Lender-Survey-Results-Page-CTA.png</image:loc><image:caption>2024-Lender-Survey-Results-Page-CTA</image:caption><image:title>2024-Lender-Survey-Results-Page-CTA</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Farmer-Mac-2024-Ag-Survey-Lender-Infographic.png</image:loc><image:caption>Farmer-Mac-2024-Ag-Survey-Lender-Infographic</image:caption><image:title>Farmer-Mac-2024-Ag-Survey-Lender-Infographic</image:title></image:image><lastmod>2025-12-01</lastmod></url><url><loc>https://www.farmermac.com/insights-research/grains-and-oilseeds-supplies-challenged-by-big-brazilian-crop</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/2.png</image:loc><image:caption>2</image:caption><image:title>2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Farm-workers-harvesting-a-celery-crop-on-fertile-agriculture-land-scaled-2.jpg</image:loc><image:caption>Farm-workers-harvesting-a-celery-crop-on-fertile-agriculture-land-scaled-2</image:caption><image:title>Farm-workers-harvesting-a-celery-crop-on-fertile-agriculture-land-scaled-2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/3.png</image:loc><image:caption>3</image:caption><image:title>3</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><lastmod>2025-12-09</lastmod></url><url><loc>https://www.farmermac.com/insights-research/farmer-mac-to-announce-fourth-quarter-and-full-year-2022-financial-results</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Farmer%20Mac%20Logo%20-%20Filler.png</image:loc><image:caption>Farmer Mac Logo - Filler</image:caption><image:title>Farmer Mac Logo - Filler</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><lastmod>2025-12-02</lastmod></url><url><loc>https://www.farmermac.com/insights-research/farmer-mac-announces-retirement-of-ceo-bradford-nordholm-and-appoints-zachary-n.-carpenter-president-and-coo</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Farmer%20Mac%20Logo%20-%20Filler-Nov-14-2025-09-54-33-7009-PM.png</image:loc><image:caption>Farmer Mac Logo - Filler-Nov-14-2025-09-54-33-7009-PM</image:caption><image:title>Farmer Mac Logo - Filler-Nov-14-2025-09-54-33-7009-PM</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><lastmod>2025-12-01</lastmod></url><url><loc>https://www.farmermac.com/insights-research/a-live-feed-expert-perspectives-on-usdas-farm-income-release</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Live.jpg</image:loc><image:caption>Live</image:caption><image:title>Live</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><lastmod>2025-12-03</lastmod></url><url><loc>https://www.farmermac.com/insights-research/farmer-mac-closes-300.1-million-securitization-of-agricultural-mortgage-backed-securities-ambs</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Farmer%20Mac%20Logo%20-%20Filler-Nov-14-2025-09-54-33-7009-PM.png</image:loc><image:caption>Farmer Mac Logo - Filler-Nov-14-2025-09-54-33-7009-PM</image:caption><image:title>Farmer Mac Logo - Filler-Nov-14-2025-09-54-33-7009-PM</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><lastmod>2025-11-14</lastmod></url><url><loc>https://www.farmermac.com/insights-research/changes-in-credit-and-financial-culture</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Economic%20Dashboard%202024-07.png</image:loc><image:caption>Economic Dashboard 2024-07</image:caption><image:title>Economic Dashboard 2024-07</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Economic%20Indicator%20Dashboard%20Key-Nov-14-2025-09-49-54-1557-PM.png</image:loc><image:caption>Economic Indicator Dashboard Key-Nov-14-2025-09-49-54-1557-PM</image:caption><image:title>Economic Indicator Dashboard Key-Nov-14-2025-09-49-54-1557-PM</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><lastmod>2025-11-18</lastmod></url><url><loc>https://www.farmermac.com/insights-research/fall-rains-ease-midwest-drought-and-replenish-mississippi-river</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Drought-Sep23.jpg</image:loc><image:caption>Drought-Sep23</image:caption><image:title>Drought-Sep23</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Barge-1-scaled-1.jpg</image:loc><image:caption>Barge-1-scaled-1</image:caption><image:title>Barge-1-scaled-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/11_15_23-1.png</image:loc><image:caption>11_15_23-1</image:caption><image:title>11_15_23-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Precip-Oct23-scaled-1.jpg</image:loc><image:caption>Precip-Oct23-scaled-1</image:caption><image:title>Precip-Oct23-scaled-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/11_15_23-2-1.png</image:loc><image:caption>11_15_23-2-1</image:caption><image:title>11_15_23-2-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><lastmod>2025-12-09</lastmod></url><url><loc>https://www.farmermac.com/power-utilities</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/growup.svg</image:loc><image:caption>growup</image:caption><image:title>growup</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/image-5.jpg</image:loc><image:caption>image-5</image:caption><image:title>image-5</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/horn.svg</image:loc><image:caption>horn</image:caption><image:title>horn</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/image4.jpg</image:loc><image:caption>image4</image:caption><image:title>image4</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/card-1.jpg</image:loc><image:caption>card-1</image:caption><image:title>card-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/trophy.svg</image:loc><image:caption>trophy</image:caption><image:title>trophy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/image-4.jpg</image:loc><image:caption>image-4</image:caption><image:title>image-4</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Screenshot%202026-07-29%20at%204.06.03%20PM.png</image:loc><image:caption>Screenshot 2026-07-29 at 4.06.03 PM</image:caption><image:title>Screenshot 2026-07-29 at 4.06.03 PM</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/ChatGPT%20Image%20Jul%2024%2c%202026%2c%2001_33_10%20PM.png</image:loc><image:caption>ChatGPT Image Jul 24, 2026, 01_33_10 PM</image:caption><image:title>ChatGPT Image Jul 24, 2026, 01_33_10 PM</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Benefit.svg</image:loc><image:caption>Benefit</image:caption><image:title>Benefit</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><lastmod>2026-08-01</lastmod></url><url><loc>https://www.farmermac.com/lender-network</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Loan.svg</image:loc><image:caption>Loan</image:caption><image:title>Loan</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/banner-about.jpg</image:loc><image:caption>banner-about</image:caption><image:title>banner-about</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><lastmod>2026-08-01</lastmod></url><url><loc>https://www.farmermac.com/insights-research/farm-income-can-push-and-pull-on-rural-economies</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/FarmIncomePctofGDP.png</image:loc><image:caption>FarmIncomePctofGDP</image:caption><image:title>FarmIncomePctofGDP</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Rural-Economy-3-scaled-1.jpg</image:loc><image:caption>Rural-Economy-3-scaled-1</image:caption><image:title>Rural-Economy-3-scaled-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><lastmod>2025-12-09</lastmod></url><url><loc>https://www.farmermac.com/insights-research/sour-grapes-wine-consumption-decline-stresses-growers/</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Grapes-2.png</image:loc><image:caption>Grapes-2</image:caption><image:title>Grapes-2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Grapes-1.png</image:loc><image:caption>Grapes-1</image:caption><image:title>Grapes-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/nacho-dominguez-argenta-F_ilCik66Hg-unsplash-scaled.jpg</image:loc><image:caption>nacho-dominguez-argenta-F_ilCik66Hg-unsplash-scaled</image:caption><image:title>nacho-dominguez-argenta-F_ilCik66Hg-unsplash-scaled</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Grapes-3.png</image:loc><image:caption>Grapes-3</image:caption><image:title>Grapes-3</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><lastmod>2026-07-28</lastmod></url><url><loc>https://www.farmermac.com/insights-research/southbound-surge-u-s-corn-exports-gain-momentum-in-mexico/</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/thib-ault-fsQ48kF9MTc-unsplash-scaled.jpg</image:loc><image:caption>thib-ault-fsQ48kF9MTc-unsplash-scaled</image:caption><image:title>thib-ault-fsQ48kF9MTc-unsplash-scaled</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Corn-3.png</image:loc><image:caption>Corn-3</image:caption><image:title>Corn-3</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Corn-2.png</image:loc><image:caption>Corn-2</image:caption><image:title>Corn-2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Corn-1.png</image:loc><image:caption>Corn-1</image:caption><image:title>Corn-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><lastmod>2026-07-28</lastmod></url><url><loc>https://www.farmermac.com/insights-research/cream-of-the-crop-high-calf-prices-altering-dairy-economics</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/jorien-loman-00YD5QLyaGU-unsplash-scaled.jpg</image:loc><image:caption>jorien-loman-00YD5QLyaGU-unsplash-scaled</image:caption><image:title>jorien-loman-00YD5QLyaGU-unsplash-scaled</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Dairy1.png</image:loc><image:caption>Dairy1</image:caption><image:title>Dairy1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Dairy3.png</image:loc><image:caption>Dairy3</image:caption><image:title>Dairy3</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Dairy2.png</image:loc><image:caption>Dairy2</image:caption><image:title>Dairy2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><lastmod>2025-12-09</lastmod></url><url><loc>https://www.farmermac.com/insights-research/interactive-tool-exploring-farmland-cap-rates</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/yulian-alexeyev-xDLEUTWCZdc-unsplash-1024x768.jpg</image:loc><image:caption>yulian-alexeyev-xDLEUTWCZdc-unsplash-1024x768</image:caption><image:title>yulian-alexeyev-xDLEUTWCZdc-unsplash-1024x768</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><lastmod>2025-12-09</lastmod></url><url><loc>https://www.farmermac.com/insights-research/announcement-farm-credit-bank-of-texas-partners-unite-to-support-texas-hill-country-flood-relief</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><lastmod>2025-12-01</lastmod></url><url><loc>https://www.farmermac.com/insights-research/building-strong-customer-relationships-in-lending</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Economic%20Indicator%20Dashboard%20Key-Nov-14-2025-09-53-32-1743-PM.png</image:loc><image:caption>Economic Indicator Dashboard Key-Nov-14-2025-09-53-32-1743-PM</image:caption><image:title>Economic Indicator Dashboard Key-Nov-14-2025-09-53-32-1743-PM</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Economic%20Dashboard%202025-09.png</image:loc><image:caption>Economic Dashboard 2025-09</image:caption><image:title>Economic Dashboard 2025-09</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><lastmod>2026-07-27</lastmod></url><url><loc>https://www.farmermac.com/insights-research/indigo-ag-and-farmer-mac-announce-joint-program-to-reward-farmers-for-sustainable-practices</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Farmer%20Mac%20Logo%20-%20Filler.png</image:loc><image:caption>Farmer Mac Logo - Filler</image:caption><image:title>Farmer Mac Logo - Filler</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><lastmod>2025-12-02</lastmod></url><url><loc>https://www.farmermac.com/invest-in-rural-america</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/AdobeStock_391345857.jpeg</image:loc><image:caption>AdobeStock_391345857</image:caption><image:title>AdobeStock_391345857</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor-background.webp</image:loc><image:caption>Investor-background</image:caption><image:title>Investor-background</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/file-pdf.svg</image:loc><image:caption>file-pdf</image:caption><image:title>file-pdf</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><lastmod>2026-08-01</lastmod></url><url><loc>https://www.farmermac.com/farmer-mac-notes</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/banner-about.jpg</image:loc><image:caption>banner-about</image:caption><image:title>banner-about</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><lastmod>2026-08-01</lastmod></url><url><loc>https://www.farmermac.com/customer-login</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><lastmod>2026-08-01</lastmod></url><url><loc>https://www.farmermac.com/insights-research/dairy-prices-firm-in-2022-but-are-waning-with-global-demand</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/figure15.png</image:loc><image:caption>figure15</image:caption><image:title>figure15</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Dairy-Carousel-iStock-172995773-scaled-1.jpg</image:loc><image:caption>Dairy-Carousel-iStock-172995773-scaled-1</image:caption><image:title>Dairy-Carousel-iStock-172995773-scaled-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><lastmod>2025-12-09</lastmod></url><url><loc>https://www.farmermac.com/insights-research/farmer-mac-reports-2022-results</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Farmer%20Mac%20Logo%20-%20Filler.png</image:loc><image:caption>Farmer Mac Logo - Filler</image:caption><image:title>Farmer Mac Logo - Filler</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><lastmod>2025-12-02</lastmod></url><url><loc>https://www.farmermac.com/news-press</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Headshots/LM-ed2.png</image:loc><image:caption>LM-ed2</image:caption><image:title>LM-ed2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/banner-about.jpg</image:loc><image:caption>banner-about</image:caption><image:title>banner-about</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><lastmod>2026-08-01</lastmod></url><url><loc>https://www.farmermac.com/insights-research/making-too-much-hay-while-the-sun-shines</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Image11.png</image:loc><image:caption>Image11</image:caption><image:title>Image11</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Image10.png</image:loc><image:caption>Image10</image:caption><image:title>Image10</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/nick-fewings-A6Lo4apGrcU-unsplash-scaled.jpg</image:loc><image:caption>nick-fewings-A6Lo4apGrcU-unsplash-scaled</image:caption><image:title>nick-fewings-A6Lo4apGrcU-unsplash-scaled</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Image12.png</image:loc><image:caption>Image12</image:caption><image:title>Image12</image:title></image:image><lastmod>2025-12-09</lastmod></url><url><loc>https://www.farmermac.com/news-press-old</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Headshots/LM-ed2.png</image:loc><image:caption>LM-ed2</image:caption><image:title>LM-ed2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/banner-about.jpg</image:loc><image:caption>banner-about</image:caption><image:title>banner-about</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><lastmod>2026-07-16</lastmod></url><url><loc>https://www.farmermac.com/insights-research/farmer-mac-to-announce-third-quarter-2024-financial-results</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Farmer%20Mac%20Logo%20-%20Filler-Nov-14-2025-09-50-33-5825-PM.png</image:loc><image:caption>Farmer Mac Logo - Filler-Nov-14-2025-09-50-33-5825-PM</image:caption><image:title>Farmer Mac Logo - Filler-Nov-14-2025-09-50-33-5825-PM</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><lastmod>2025-11-14</lastmod></url><url><loc>https://www.farmermac.com/insights-research/working-through-volatility</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><lastmod>2026-07-27</lastmod></url><url><loc>https://www.farmermac.com/insights-research/rising-interest-rates-farmland-vs-housing-market</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Picture.png</image:loc><image:caption>Picture</image:caption><image:title>Picture</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Corn-Soybeans-scaled-1.jpg</image:loc><image:caption>Corn-Soybeans-scaled-1</image:caption><image:title>Corn-Soybeans-scaled-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><lastmod>2025-12-09</lastmod></url><url><loc>https://www.farmermac.com/insights-research-old/fields-of-plenty-grain-outlook-for-2025-farmer-mac</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Farm-workers-harvesting-a-celery-crop-on-fertile-agriculture-land-scaled-2.jpg</image:loc><image:caption>Farm-workers-harvesting-a-celery-crop-on-fertile-agriculture-land-scaled-2</image:caption><image:title>Farm-workers-harvesting-a-celery-crop-on-fertile-agriculture-land-scaled-2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/madison-kaminski-5fd2jdyGo-8-unsplash-scaled-2-1.jpg</image:loc><image:caption>madison-kaminski-5fd2jdyGo-8-unsplash-scaled-2-1</image:caption><image:title>madison-kaminski-5fd2jdyGo-8-unsplash-scaled-2-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/waldemar-nCQXxsSg3oo-unsplash-scaled.jpg</image:loc><image:caption>waldemar-nCQXxsSg3oo-unsplash-scaled</image:caption><image:title>waldemar-nCQXxsSg3oo-unsplash-scaled</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Grain2.png</image:loc><image:caption>Grain2</image:caption><image:title>Grain2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Grain3.png</image:loc><image:caption>Grain3</image:caption><image:title>Grain3</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Grain1.png</image:loc><image:caption>Grain1</image:caption><image:title>Grain1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/6-scaled-1.jpg</image:loc><image:caption>6-scaled-1</image:caption><image:title>6-scaled-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><lastmod>2026-05-26</lastmod></url><url><loc>https://www.farmermac.com/insights-research/farmer-mac-to-announce-first-quarter-2025-financial-results</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Farmer%20Mac%20Logo%20-%20Filler-Nov-14-2025-09-50-33-5825-PM.png</image:loc><image:caption>Farmer Mac Logo - Filler-Nov-14-2025-09-50-33-5825-PM</image:caption><image:title>Farmer Mac Logo - Filler-Nov-14-2025-09-50-33-5825-PM</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><lastmod>2025-11-14</lastmod></url><url><loc>https://www.farmermac.com/insights-research/farmer-mac-to-announce-first-quarter-2024-financial-results</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Farmer%20Mac%20Logo%20-%20Filler-Nov-14-2025-09-54-33-7009-PM.png</image:loc><image:caption>Farmer Mac Logo - Filler-Nov-14-2025-09-54-33-7009-PM</image:caption><image:title>Farmer Mac Logo - Filler-Nov-14-2025-09-54-33-7009-PM</image:title></image:image><lastmod>2025-11-14</lastmod></url><url><loc>https://www.farmermac.com/insights-research-old/high-interest-rates-a-double-edged-sword-farmer-mac</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/6-scaled-1.jpg</image:loc><image:caption>6-scaled-1</image:caption><image:title>6-scaled-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/madison-kaminski-5fd2jdyGo-8-unsplash-scaled-2-1.jpg</image:loc><image:caption>madison-kaminski-5fd2jdyGo-8-unsplash-scaled-2-1</image:caption><image:title>madison-kaminski-5fd2jdyGo-8-unsplash-scaled-2-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Farm-workers-harvesting-a-celery-crop-on-fertile-agriculture-land-scaled-2.jpg</image:loc><image:caption>Farm-workers-harvesting-a-celery-crop-on-fertile-agriculture-land-scaled-2</image:caption><image:title>Farm-workers-harvesting-a-celery-crop-on-fertile-agriculture-land-scaled-2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Figure-4-1.png</image:loc><image:caption>Figure-4-1</image:caption><image:title>Figure-4-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Figure-1-1.png</image:loc><image:caption>Figure-1-1</image:caption><image:title>Figure-1-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Figure-3-1.png</image:loc><image:caption>Figure-3-1</image:caption><image:title>Figure-3-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Figure-2-1.png</image:loc><image:caption>Figure-2-1</image:caption><image:title>Figure-2-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><lastmod>2026-05-26</lastmod></url><url><loc>https://www.farmermac.com/markets-we-serve</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/image-1.jpg</image:loc><image:caption>image-1</image:caption><image:title>image-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/image-4.jpg</image:loc><image:caption>image-4</image:caption><image:title>image-4</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/image-5.jpg</image:loc><image:caption>image-5</image:caption><image:title>image-5</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/image-9.jpg</image:loc><image:caption>image-9</image:caption><image:title>image-9</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/image-7.jpg</image:loc><image:caption>image-7</image:caption><image:title>image-7</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/image-8.jpg</image:loc><image:caption>image-8</image:caption><image:title>image-8</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/image-3.jpg</image:loc><image:caption>image-3</image:caption><image:title>image-3</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/ChatGPT%20Image%20Jul%2024%2c%202026%2c%2001_33_10%20PM.png</image:loc><image:caption>ChatGPT Image Jul 24, 2026, 01_33_10 PM</image:caption><image:title>ChatGPT Image Jul 24, 2026, 01_33_10 PM</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch.jpg</image:loc><image:caption>farm-ranch</image:caption><image:title>farm-ranch</image:title></image:image><lastmod>2026-08-01</lastmod></url><url><loc>https://www.farmermac.com/insights-research/farmer-mac-declares-quarterly-dividends-on-common-and-preferred-stock-2</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Farmer%20Mac%20Logo%20-%20Filler-Nov-14-2025-09-43-14-7785-PM.png</image:loc><image:caption>Farmer Mac Logo - Filler-Nov-14-2025-09-43-14-7785-PM</image:caption><image:title>Farmer Mac Logo - Filler-Nov-14-2025-09-43-14-7785-PM</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><lastmod>2025-11-14</lastmod></url><url><loc>https://www.farmermac.com/insights-research/farmer-mac-unveils-new-headquarters-embracing-innovative-workspace-design</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Farmer%20Mac%20Logo%20-%20Filler-Nov-14-2025-09-50-33-5825-PM.png</image:loc><image:caption>Farmer Mac Logo - Filler-Nov-14-2025-09-50-33-5825-PM</image:caption><image:title>Farmer Mac Logo - Filler-Nov-14-2025-09-50-33-5825-PM</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><lastmod>2025-11-14</lastmod></url><url><loc>https://www.farmermac.com/insights-research/refinancing-dilemma-lender-borrower</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/table-1.jpg</image:loc><image:caption>table-1</image:caption><image:title>table-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/table-2.jpg</image:loc><image:caption>table-2</image:caption><image:title>table-2</image:title></image:image><lastmod>2026-07-29</lastmod></url><url><loc>https://www.farmermac.com/insights-research/agsurvey2025/</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/2025-Ag-Lender-Survey-Report-Infographic-768x994.png</image:loc><image:caption>2025-Ag-Lender-Survey-Report-Infographic-768x994</image:caption><image:title>2025-Ag-Lender-Survey-Report-Infographic-768x994</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/2025-Ag-Lender-Survey-Banner.png</image:loc><image:caption>2025-Ag-Lender-Survey-Banner</image:caption><image:title>2025-Ag-Lender-Survey-Banner</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><lastmod>2026-07-17</lastmod></url><url><loc>https://www.farmermac.com/insights-research/agricultural-lending-circa-2025</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Economic%20Indicator%20Dashboard%20Key-Nov-14-2025-09-46-58-5735-PM.png</image:loc><image:caption>Economic Indicator Dashboard Key-Nov-14-2025-09-46-58-5735-PM</image:caption><image:title>Economic Indicator Dashboard Key-Nov-14-2025-09-46-58-5735-PM</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Economic%20Dashboard%202025-01.png</image:loc><image:caption>Economic Dashboard 2025-01</image:caption><image:title>Economic Dashboard 2025-01</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><lastmod>2026-07-27</lastmod></url><url><loc>https://www.farmermac.com/insights-research/a-condensed-milk-expansion-may-support-profitability-in-2024</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Image4.png</image:loc><image:caption>Image4</image:caption><image:title>Image4</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Image2.png</image:loc><image:caption>Image2</image:caption><image:title>Image2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Image1.png</image:loc><image:caption>Image1</image:caption><image:title>Image1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Image3.png</image:loc><image:caption>Image3</image:caption><image:title>Image3</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Dairy-iStock_68319053_XXLARGE-scaled.jpg</image:loc><image:caption>Dairy-iStock_68319053_XXLARGE-scaled</image:caption><image:title>Dairy-iStock_68319053_XXLARGE-scaled</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><lastmod>2025-12-09</lastmod></url><url><loc>https://www.farmermac.com/insights-research/holiday-food-prices</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Traditional-Holiday-Stuffed-Turkey-Dinner-scaled-1.jpg</image:loc><image:caption>Traditional-Holiday-Stuffed-Turkey-Dinner-scaled-1</image:caption><image:title>Traditional-Holiday-Stuffed-Turkey-Dinner-scaled-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><lastmod>2025-12-09</lastmod></url><url><loc>https://www.farmermac.com/insights-research/q4-2025-farmland-price-index-update/</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><lastmod>2026-07-28</lastmod></url><url><loc>https://www.farmermac.com/insights-research-old/understanding-farmland-value-trends-introducing-a-new-farmland-price-index-farmer-mac</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/6-scaled-1.jpg</image:loc><image:caption>6-scaled-1</image:caption><image:title>6-scaled-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Figure-1-5.png</image:loc><image:caption>Figure-1-5</image:caption><image:title>Figure-1-5</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/pexels-jan-kroon-357445-1000057-scaled.jpg</image:loc><image:caption>pexels-jan-kroon-357445-1000057-scaled</image:caption><image:title>pexels-jan-kroon-357445-1000057-scaled</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Farm-workers-harvesting-a-celery-crop-on-fertile-agriculture-land-scaled-2.jpg</image:loc><image:caption>Farm-workers-harvesting-a-celery-crop-on-fertile-agriculture-land-scaled-2</image:caption><image:title>Farm-workers-harvesting-a-celery-crop-on-fertile-agriculture-land-scaled-2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/madison-kaminski-5fd2jdyGo-8-unsplash-scaled-2-1.jpg</image:loc><image:caption>madison-kaminski-5fd2jdyGo-8-unsplash-scaled-2-1</image:caption><image:title>madison-kaminski-5fd2jdyGo-8-unsplash-scaled-2-1</image:title></image:image><lastmod>2026-05-26</lastmod></url><url><loc>https://www.farmermac.com/insights-research/farmland-value-momentum-losing-steam-but-gains-remain</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/8-1.png</image:loc><image:caption>8-1</image:caption><image:title>8-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Farm-workers-harvesting-a-celery-crop-on-fertile-agriculture-land-scaled-1.jpg</image:loc><image:caption>Farm-workers-harvesting-a-celery-crop-on-fertile-agriculture-land-scaled-1</image:caption><image:title>Farm-workers-harvesting-a-celery-crop-on-fertile-agriculture-land-scaled-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/9-1.png</image:loc><image:caption>9-1</image:caption><image:title>9-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><lastmod>2025-12-09</lastmod></url><url><loc>https://www.farmermac.com/insights-research/farmer-mac-declares-quarterly-dividends-announces-intent-to-redeem-series-c-preferred-stock</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Farmer%20Mac%20Logo%20-%20Filler-Nov-14-2025-09-43-14-7785-PM.png</image:loc><image:caption>Farmer Mac Logo - Filler-Nov-14-2025-09-43-14-7785-PM</image:caption><image:title>Farmer Mac Logo - Filler-Nov-14-2025-09-43-14-7785-PM</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><lastmod>2025-11-14</lastmod></url><url><loc>https://www.farmermac.com/insights-research/concerns-and-perspectives-of-agricultural-lenders</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Economic%20Dashboard%202024-09.png</image:loc><image:caption>Economic Dashboard 2024-09</image:caption><image:title>Economic Dashboard 2024-09</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Economic%20Indicator%20Dashboard%20Key-Nov-14-2025-09-46-58-5735-PM.png</image:loc><image:caption>Economic Indicator Dashboard Key-Nov-14-2025-09-46-58-5735-PM</image:caption><image:title>Economic Indicator Dashboard Key-Nov-14-2025-09-46-58-5735-PM</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><lastmod>2026-07-27</lastmod></url><url><loc>https://www.farmermac.com/insights-research/farmer-mac-closes-308.1-million-securitization-of-agricultural-mortgage-backed-securities-ambs</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Farmer%20Mac%20Logo%20-%20Filler-Nov-14-2025-09-54-33-7009-PM.png</image:loc><image:caption>Farmer Mac Logo - Filler-Nov-14-2025-09-54-33-7009-PM</image:caption><image:title>Farmer Mac Logo - Filler-Nov-14-2025-09-54-33-7009-PM</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><lastmod>2025-11-14</lastmod></url><url><loc>https://www.farmermac.com/insights-research/credit-under-pressure-how-a-shifting-agricultural-economy-is-reshaping-lending-and-reinforcing-farmer-macs-role</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Pressure%20Blog.png</image:loc><image:caption>Pressure Blog</image:caption><image:title>Pressure Blog</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><lastmod>2025-12-02</lastmod></url><url><loc>https://www.farmermac.com/insights-research/farmer-mac-closes-318.8-million-securitization-of-ambs</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Farmer%20Mac%20Logo%20-%20Filler-Nov-14-2025-09-43-14-7785-PM.png</image:loc><image:caption>Farmer Mac Logo - Filler-Nov-14-2025-09-43-14-7785-PM</image:caption><image:title>Farmer Mac Logo - Filler-Nov-14-2025-09-43-14-7785-PM</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><lastmod>2025-11-14</lastmod></url><url><loc>https://www.farmermac.com/insights-research/exports-drive-dairy-prices-whey-up-and-down</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Dairy-Carousel-iStock-172995773-1-scaled-1.jpg</image:loc><image:caption>Dairy-Carousel-iStock-172995773-1-scaled-1</image:caption><image:title>Dairy-Carousel-iStock-172995773-1-scaled-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/17-1.png</image:loc><image:caption>17-1</image:caption><image:title>17-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/16-1.png</image:loc><image:caption>16-1</image:caption><image:title>16-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/18-1.png</image:loc><image:caption>18-1</image:caption><image:title>18-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><lastmod>2025-12-09</lastmod></url><url><loc>https://www.farmermac.com/insights-research/labor-a-core-challenge-for-apple-growers</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Apple-3.png</image:loc><image:caption>Apple-3</image:caption><image:title>Apple-3</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Apple-2.png</image:loc><image:caption>Apple-2</image:caption><image:title>Apple-2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Apple-1.png</image:loc><image:caption>Apple-1</image:caption><image:title>Apple-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><lastmod>2026-07-28</lastmod></url><url><loc>https://www.farmermac.com/payment-calculator</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/calculator-hero.jpg</image:loc><image:caption>calculator-hero</image:caption><image:title>calculator-hero</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Markets.svg</image:loc><image:caption>Markets</image:caption><image:title>Markets</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Expert.svg</image:loc><image:caption>Expert</image:caption><image:title>Expert</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><lastmod>2026-08-01</lastmod></url><url><loc>https://www.farmermac.com/thank-you</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Image-3.jpg</image:loc><image:caption>Image-3</image:caption><image:title>Image-3</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><lastmod>2026-08-01</lastmod></url><url><loc>https://www.farmermac.com/renewable-energy</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/ChatGPT%20Image%20Jul%2024%2c%202026%2c%2001_33_10%20PM.png</image:loc><image:caption>ChatGPT Image Jul 24, 2026, 01_33_10 PM</image:caption><image:title>ChatGPT Image Jul 24, 2026, 01_33_10 PM</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/image5.jpg</image:loc><image:caption>image5</image:caption><image:title>image5</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/image-3.jpg</image:loc><image:caption>image-3</image:caption><image:title>image-3</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Renewable%20Energy.jpg</image:loc><image:caption>Renewable Energy</image:caption><image:title>Renewable Energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/growup.svg</image:loc><image:caption>growup</image:caption><image:title>growup</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/image-5.jpg</image:loc><image:caption>image-5</image:caption><image:title>image-5</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/card-1.jpg</image:loc><image:caption>card-1</image:caption><image:title>card-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><lastmod>2026-08-01</lastmod></url><url><loc>https://www.farmermac.com/about</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Headshots/LaJuana-2.png</image:loc><image:caption>LaJuana-2</image:caption><image:title>LaJuana-2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Headshots/Stones.png</image:loc><image:caption>Stones</image:caption><image:title>Stones</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/2-4.png</image:loc><image:caption>2-4</image:caption><image:title>2-4</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/management.jpg</image:loc><image:caption>management</image:caption><image:title>management</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Headshots/Todd-2.png</image:loc><image:caption>Todd-2</image:caption><image:title>Todd-2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Headshots/zach2-1.png</image:loc><image:caption>zach2-1</image:caption><image:title>zach2-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Dan-Shaw-Headshot-Square.jpg</image:loc><image:caption>Dan-Shaw-Headshot-Square</image:caption><image:title>Dan-Shaw-Headshot-Square</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Excellence.svg</image:loc><image:caption>Excellence</image:caption><image:title>Excellence</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/board-governance.jpg</image:loc><image:caption>board-governance</image:caption><image:title>board-governance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/banner-about.jpg</image:loc><image:caption>banner-about</image:caption><image:title>banner-about</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Integrity.svg</image:loc><image:caption>Integrity</image:caption><image:title>Integrity</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Headshots/Lowell-1-1.png</image:loc><image:caption>Lowell-1-1</image:caption><image:title>Lowell-1-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Headshots/GalesA.jpg</image:loc><image:caption>GalesA</image:caption><image:title>GalesA</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported%20sitepage%20images/Geraldine-Hayhurst.jpg</image:loc><image:caption>Geraldine-Hayhurst</image:caption><image:title>Geraldine-Hayhurst</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/1-4.png</image:loc><image:caption>1-4</image:caption><image:title>1-4</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Headshots/Sara-41_SF19_BrendaLaddPHOTO_5x7_Close.jpg</image:loc><image:caption>Sara-41_SF19_BrendaLaddPHOTO_5x7_Close</image:caption><image:title>Sara-41_SF19_BrendaLaddPHOTO_5x7_Close</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Headshots/brian-1.png</image:loc><image:caption>brian-1</image:caption><image:title>brian-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Headshots/Plagge-Jeffrey-Headshot.jpg</image:loc><image:caption>Plagge-Jeffrey-Headshot</image:caption><image:title>Plagge-Jeffrey-Headshot</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/regulatory-oversight.jpg</image:loc><image:caption>regulatory-oversight</image:caption><image:title>regulatory-oversight</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/matthew-pullins.jpg</image:loc><image:caption>matthew-pullins</image:caption><image:title>matthew-pullins</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Mission.svg</image:loc><image:caption>Mission</image:caption><image:title>Mission</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Headshots/Sexton.png</image:loc><image:caption>Sexton</image:caption><image:title>Sexton</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Headshots/Jim-E-crop-1-1.png</image:loc><image:caption>Jim-E-crop-1-1</image:caption><image:title>Jim-E-crop-1-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Headshots/zach.png</image:loc><image:caption>zach</image:caption><image:title>zach</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Relationships.svg</image:loc><image:caption>Relationships</image:caption><image:title>Relationships</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Headshots/Eric_McKissack_01_776_Print-1-1.jpg</image:loc><image:caption>Eric_McKissack_01_776_Print-1-1</image:caption><image:title>Eric_McKissack_01_776_Print-1-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Innovation.svg</image:loc><image:caption>Innovation</image:caption><image:title>Innovation</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Headshots/Riel-Kevin-Headshot.jpg</image:loc><image:caption>Riel-Kevin-Headshot</image:caption><image:title>Riel-Kevin-Headshot</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><lastmod>2026-08-01</lastmod></url><url><loc>https://www.farmermac.com/insights-research/farmer-mac-reports-first-quarter-2025-results</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Farmer%20Mac%20Logo%20-%20Filler-Nov-14-2025-09-47-17-9415-PM.png</image:loc><image:caption>Farmer Mac Logo - Filler-Nov-14-2025-09-47-17-9415-PM</image:caption><image:title>Farmer Mac Logo - Filler-Nov-14-2025-09-47-17-9415-PM</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><lastmod>2025-11-14</lastmod></url><url><loc>https://www.farmermac.com/insights-research/farmer-mac-to-announce-second-quarter-2025-financial-results</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Farmer%20Mac%20Logo%20-%20Filler-Nov-14-2025-09-47-17-9415-PM.png</image:loc><image:caption>Farmer Mac Logo - Filler-Nov-14-2025-09-47-17-9415-PM</image:caption><image:title>Farmer Mac Logo - Filler-Nov-14-2025-09-47-17-9415-PM</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><lastmod>2025-11-14</lastmod></url><url><loc>https://www.farmermac.com/insights-research/farmer-mac-to-announce-first-quarter-2023-financial-results</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Farmer%20Mac%20Logo%20-%20Filler.png</image:loc><image:caption>Farmer Mac Logo - Filler</image:caption><image:title>Farmer Mac Logo - Filler</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><lastmod>2025-12-02</lastmod></url><url><loc>https://www.farmermac.com/insights-research/national-land-podcast-market-watch-2024-q3-land-values</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported%20sitepage%20images/AdobeStock_BG2.jpg</image:loc><image:caption>AdobeStock_BG2</image:caption><image:title>AdobeStock_BG2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><lastmod>2025-12-01</lastmod></url><url><loc>https://www.farmermac.com/insights-research/perdue-university-interest-rate-dilemma-fixed-or-variable</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/20240412_Fiechter_InterestRateDilemma_Fig2.jpg</image:loc><image:caption>20240412_Fiechter_InterestRateDilemma_Fig2</image:caption><image:title>20240412_Fiechter_InterestRateDilemma_Fig2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/20240412_Fiechter_InterestRateDilemma_Fig1.jpg</image:loc><image:caption>20240412_Fiechter_InterestRateDilemma_Fig1</image:caption><image:title>20240412_Fiechter_InterestRateDilemma_Fig1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><lastmod>2025-12-01</lastmod></url><url><loc>https://www.farmermac.com/insights-research/farmer-mac-closes-283.6-million-securitization-of-agricultural-mortgage-backed-securities-ambs</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Farmer%20Mac%20Logo%20-%20Filler.png</image:loc><image:caption>Farmer Mac Logo - Filler</image:caption><image:title>Farmer Mac Logo - Filler</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><lastmod>2025-12-02</lastmod></url><url><loc>https://www.farmermac.com/insights-research/an-unprecedented-cycle-in-almond-prices</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Almond1.png</image:loc><image:caption>Almond1</image:caption><image:title>Almond1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Almond2.png</image:loc><image:caption>Almond2</image:caption><image:title>Almond2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Almond3.jpg</image:loc><image:caption>Almond3</image:caption><image:title>Almond3</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/tetiana-bykovets-iD1Lo6DBD2g-unsplash-scaled.jpg</image:loc><image:caption>tetiana-bykovets-iD1Lo6DBD2g-unsplash-scaled</image:caption><image:title>tetiana-bykovets-iD1Lo6DBD2g-unsplash-scaled</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><lastmod>2026-07-29</lastmod></url><url><loc>https://www.farmermac.com/insights-research/farmer-mac-to-announce-third-quarter-2025-financial-results</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Farmer%20Mac%20Logo%20-%20Filler-Nov-14-2025-09-43-14-7785-PM.png</image:loc><image:caption>Farmer Mac Logo - Filler-Nov-14-2025-09-43-14-7785-PM</image:caption><image:title>Farmer Mac Logo - 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Programs</image:title></image:image><lastmod>2025-11-14</lastmod></url><url><loc>https://www.farmermac.com/insights-research/weather-outlook-la-nina-year-three</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/figure10.png</image:loc><image:caption>figure10</image:caption><image:title>figure10</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/figure11.png</image:loc><image:caption>figure11</image:caption><image:title>figure11</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Fence-in-snowy-field-scaled-1.jpg</image:loc><image:caption>Fence-in-snowy-field-scaled-1</image:caption><image:title>Fence-in-snowy-field-scaled-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><lastmod>2025-12-09</lastmod></url><url><loc>https://www.farmermac.com/carrying-a-familys-legacy-forward</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/banner-about.jpg</image:loc><image:caption>banner-about</image:caption><image:title>banner-about</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Farm-workers-harvesting-a-celery-crop-on-fertile-agriculture-land-scaled-2.jpg</image:loc><image:caption>Farm-workers-harvesting-a-celery-crop-on-fertile-agriculture-land-scaled-2</image:caption><image:title>Farm-workers-harvesting-a-celery-crop-on-fertile-agriculture-land-scaled-2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/matthew-pullins.jpg</image:loc><image:caption>matthew-pullins</image:caption><image:title>matthew-pullins</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><lastmod>2026-07-29</lastmod></url><url><loc>https://www.farmermac.com/insights-research/mad-cow-disease-in-brazil</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Exports2.png</image:loc><image:caption>Exports2</image:caption><image:title>Exports2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Herd-of-Cows-scaled-1.jpg</image:loc><image:caption>Herd-of-Cows-scaled-1</image:caption><image:title>Herd-of-Cows-scaled-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><lastmod>2025-12-09</lastmod></url><url><loc>https://www.farmermac.com/annual-report</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/banner-about.jpg</image:loc><image:caption>banner-about</image:caption><image:title>banner-about</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><lastmod>2026-08-01</lastmod></url><url><loc>https://www.farmermac.com/insights-research/the-callable-curve-whats-been-driving-ag-interest-rates/</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Callable-Curve-2.png</image:loc><image:caption>Callable-Curve-2</image:caption><image:title>Callable-Curve-2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Callable-Curve-1.png</image:loc><image:caption>Callable-Curve-1</image:caption><image:title>Callable-Curve-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Callable-Curve-3.png</image:loc><image:caption>Callable-Curve-3</image:caption><image:title>Callable-Curve-3</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Callable-Curve-5.png</image:loc><image:caption>Callable-Curve-5</image:caption><image:title>Callable-Curve-5</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/sasun-bughdaryan-JQCN7nOEsd4-unsplash-scaled.jpg</image:loc><image:caption>sasun-bughdaryan-JQCN7nOEsd4-unsplash-scaled</image:caption><image:title>sasun-bughdaryan-JQCN7nOEsd4-unsplash-scaled</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Callable-Curve-4.png</image:loc><image:caption>Callable-Curve-4</image:caption><image:title>Callable-Curve-4</image:title></image:image><lastmod>2026-07-28</lastmod></url><url><loc>https://www.farmermac.com/insights-research/farmer-mac-wins-washington-post-top-workplaces-award</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Farmer%20Mac%20Logo%20-%20Filler-Nov-14-2025-09-43-14-7785-PM.png</image:loc><image:caption>Farmer Mac Logo - Filler-Nov-14-2025-09-43-14-7785-PM</image:caption><image:title>Farmer Mac Logo - Filler-Nov-14-2025-09-43-14-7785-PM</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><lastmod>2025-11-14</lastmod></url><url><loc>https://www.farmermac.com/insights-research/farmer-mac-reports-2023-results</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Farmer%20Mac%20Logo%20-%20Filler-Nov-14-2025-09-50-33-5825-PM.png</image:loc><image:caption>Farmer Mac Logo - Filler-Nov-14-2025-09-50-33-5825-PM</image:caption><image:title>Farmer Mac Logo - Filler-Nov-14-2025-09-50-33-5825-PM</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><lastmod>2025-11-14</lastmod></url><url><loc>https://www.farmermac.com/insights-research/two-sides-of-the-fruit-and-vegetable-coin</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/20-1.png</image:loc><image:caption>20-1</image:caption><image:title>20-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Tomatoes-scaled-1.jpg</image:loc><image:caption>Tomatoes-scaled-1</image:caption><image:title>Tomatoes-scaled-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/19-1.png</image:loc><image:caption>19-1</image:caption><image:title>19-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/21-1.png</image:loc><image:caption>21-1</image:caption><image:title>21-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/22.png</image:loc><image:caption>22</image:caption><image:title>22</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><lastmod>2026-07-16</lastmod></url><url><loc>https://www.farmermac.com/insights-research-old/crop-exports-down-but-not-out-farmer-mac</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Corn-Soybeans-1-scaled-1.jpg</image:loc><image:caption>Corn-Soybeans-1-scaled-1</image:caption><image:title>Corn-Soybeans-1-scaled-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Farm-workers-harvesting-a-celery-crop-on-fertile-agriculture-land-scaled-2.jpg</image:loc><image:caption>Farm-workers-harvesting-a-celery-crop-on-fertile-agriculture-land-scaled-2</image:caption><image:title>Farm-workers-harvesting-a-celery-crop-on-fertile-agriculture-land-scaled-2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/madison-kaminski-5fd2jdyGo-8-unsplash-scaled-2-1.jpg</image:loc><image:caption>madison-kaminski-5fd2jdyGo-8-unsplash-scaled-2-1</image:caption><image:title>madison-kaminski-5fd2jdyGo-8-unsplash-scaled-2-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/6-scaled-1.jpg</image:loc><image:caption>6-scaled-1</image:caption><image:title>6-scaled-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/1-1.png</image:loc><image:caption>1-1</image:caption><image:title>1-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/3-1.png</image:loc><image:caption>3-1</image:caption><image:title>3-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/2-3.png</image:loc><image:caption>2-3</image:caption><image:title>2-3</image:title></image:image><lastmod>2026-05-26</lastmod></url><url><loc>https://www.farmermac.com/contact</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/user.svg</image:loc><image:caption>user</image:caption><image:title>user</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/inner-banner.jpg</image:loc><image:caption>inner-banner</image:caption><image:title>inner-banner</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Johnston.jpg</image:loc><image:caption>Johnston</image:caption><image:title>Johnston</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/book.svg</image:loc><image:caption>book</image:caption><image:title>book</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/info.svg</image:loc><image:caption>info</image:caption><image:title>info</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/suitcase.svg</image:loc><image:caption>suitcase</image:caption><image:title>suitcase</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/lines.svg</image:loc><image:caption>lines</image:caption><image:title>lines</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/calculator.svg</image:loc><image:caption>calculator</image:caption><image:title>calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Washington.png</image:loc><image:caption>Washington</image:caption><image:title>Washington</image:title></image:image><lastmod>2026-08-01</lastmod></url><url><loc>https://www.farmermac.com/insights-research-old/farmer-mac-closes-313.5-million-securitization-of-agricultural-mortgage-backed-securities-ambs-insight</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/6-scaled-1.jpg</image:loc><image:caption>6-scaled-1</image:caption><image:title>6-scaled-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Farm-workers-harvesting-a-celery-crop-on-fertile-agriculture-land-scaled-2.jpg</image:loc><image:caption>Farm-workers-harvesting-a-celery-crop-on-fertile-agriculture-land-scaled-2</image:caption><image:title>Farm-workers-harvesting-a-celery-crop-on-fertile-agriculture-land-scaled-2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/madison-kaminski-5fd2jdyGo-8-unsplash-scaled-2-1.jpg</image:loc><image:caption>madison-kaminski-5fd2jdyGo-8-unsplash-scaled-2-1</image:caption><image:title>madison-kaminski-5fd2jdyGo-8-unsplash-scaled-2-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Farmer%20Mac%20Logo%20-%20Filler.png</image:loc><image:caption>Farmer Mac Logo - Filler</image:caption><image:title>Farmer Mac Logo - Filler</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><lastmod>2026-05-26</lastmod></url><url><loc>https://www.farmermac.com/insights-research/farmer-mac-appoints-daniel-l.-shaw-to-board-of-directors</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Dan-Shaw-Headshot-Square.jpg</image:loc><image:caption>Dan-Shaw-Headshot-Square</image:caption><image:title>Dan-Shaw-Headshot-Square</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><lastmod>2025-11-14</lastmod></url><url><loc>https://www.farmermac.com/insights-research/farmer-mac-declares-quarterly-dividends-on-common-and-preferred-stock</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Farmer%20Mac%20Logo%20-%20Filler-Nov-14-2025-09-47-17-9415-PM.png</image:loc><image:caption>Farmer Mac Logo - Filler-Nov-14-2025-09-47-17-9415-PM</image:caption><image:title>Farmer Mac Logo - Filler-Nov-14-2025-09-47-17-9415-PM</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><lastmod>2025-11-14</lastmod></url><url><loc>https://www.farmermac.com/insights-research/farmer-mac-announces-geraldine-hayhurst-as-new-chief-legal-officer-and-planned-retirement-of-general-counsel-stephen-mullery</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Farmer%20Mac%20Logo%20-%20Filler-Nov-14-2025-09-43-14-7785-PM.png</image:loc><image:caption>Farmer Mac Logo - Filler-Nov-14-2025-09-43-14-7785-PM</image:caption><image:title>Farmer Mac Logo - Filler-Nov-14-2025-09-43-14-7785-PM</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><lastmod>2025-11-14</lastmod></url><url><loc>https://www.farmermac.com/insights-research/farmer-mac-to-announce-second-quarter-2023-financial-results</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Farmer%20Mac%20Logo%20-%20Filler.png</image:loc><image:caption>Farmer Mac Logo - Filler</image:caption><image:title>Farmer Mac Logo - Filler</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><lastmod>2025-12-02</lastmod></url><url><loc>https://www.farmermac.com/insights-research/farmer-mac-announces-departure-of-chief-financial-officer</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Farmer%20Mac%20Logo%20-%20Filler-Nov-14-2025-09-43-14-7785-PM.png</image:loc><image:caption>Farmer Mac Logo - Filler-Nov-14-2025-09-43-14-7785-PM</image:caption><image:title>Farmer Mac Logo - Filler-Nov-14-2025-09-43-14-7785-PM</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><lastmod>2025-11-14</lastmod></url><url><loc>https://www.farmermac.com/insights-research/hero-or-zero-u-s-prospects-for-ag-trade-with-india</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/5-1.png</image:loc><image:caption>5-1</image:caption><image:title>5-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Ship-trade-scaled-1.jpg</image:loc><image:caption>Ship-trade-scaled-1</image:caption><image:title>Ship-trade-scaled-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/4-1.png</image:loc><image:caption>4-1</image:caption><image:title>4-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/7-1.png</image:loc><image:caption>7-1</image:caption><image:title>7-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/6-1.png</image:loc><image:caption>6-1</image:caption><image:title>6-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><lastmod>2025-12-09</lastmod></url><url><loc>https://www.farmermac.com/insights-research/inflation-and-interest-rates-in-focus</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/figure6.png</image:loc><image:caption>figure6</image:caption><image:title>figure6</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/figure7.png</image:loc><image:caption>figure7</image:caption><image:title>figure7</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/figure5.png</image:loc><image:caption>figure5</image:caption><image:title>figure5</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/White-House-Winter-scaled-1.jpg</image:loc><image:caption>White-House-Winter-scaled-1</image:caption><image:title>White-House-Winter-scaled-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><lastmod>2025-12-09</lastmod></url><url><loc>https://www.farmermac.com/insights-research/bridging-the-divide-digital-connectivity-as-a-catalyst-for-rural-economic-resilience</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Copper%20Wire.jpg</image:loc><image:caption>Copper Wire</image:caption><image:title>Copper Wire</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><lastmod>2025-12-03</lastmod></url><url><loc>https://www.farmermac.com/insights-research/farmer-mac-reports-first-quarter-2023-results</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Farmer%20Mac%20Logo%20-%20Filler.png</image:loc><image:caption>Farmer Mac Logo - Filler</image:caption><image:title>Farmer Mac Logo - Filler</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><lastmod>2025-12-02</lastmod></url><url><loc>https://www.farmermac.com/insights-research/farmer-mac-to-announce-fourth-quarter-and-full-year-2024-financial-results</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Farmer%20Mac%20Logo%20-%20Filler-Nov-14-2025-09-54-33-7009-PM.png</image:loc><image:caption>Farmer Mac Logo - Filler-Nov-14-2025-09-54-33-7009-PM</image:caption><image:title>Farmer Mac Logo - Filler-Nov-14-2025-09-54-33-7009-PM</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><lastmod>2025-11-14</lastmod></url><url><loc>https://www.farmermac.com/insights-research-old/a-big-step-higher-a-small-step-down-for-farm-incomes-farmer-mac</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/madison-kaminski-5fd2jdyGo-8-unsplash-scaled-2-1.jpg</image:loc><image:caption>madison-kaminski-5fd2jdyGo-8-unsplash-scaled-2-1</image:caption><image:title>madison-kaminski-5fd2jdyGo-8-unsplash-scaled-2-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/6-scaled-1.jpg</image:loc><image:caption>6-scaled-1</image:caption><image:title>6-scaled-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Farm-workers-harvesting-a-celery-crop-on-fertile-agriculture-land-scaled-2.jpg</image:loc><image:caption>Farm-workers-harvesting-a-celery-crop-on-fertile-agriculture-land-scaled-2</image:caption><image:title>Farm-workers-harvesting-a-celery-crop-on-fertile-agriculture-land-scaled-2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Inline%20Image%20with%20Caption.png</image:loc><image:caption>Inline Image with Caption</image:caption><image:title>Inline Image with Caption</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><lastmod>2026-05-28</lastmod></url><url><loc>https://www.farmermac.com/insights-research/farmer-mac-to-announce-fourth-quarter-and-full-year-2023-financial-results</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Farmer%20Mac%20Logo%20-%20Filler-Nov-14-2025-09-54-33-7009-PM.png</image:loc><image:caption>Farmer Mac Logo - Filler-Nov-14-2025-09-54-33-7009-PM</image:caption><image:title>Farmer Mac Logo - Filler-Nov-14-2025-09-54-33-7009-PM</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><lastmod>2025-11-14</lastmod></url><url><loc>https://www.farmermac.com/insights-research/fallout-from-the-russia-ukraine-war-one-year-later</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Ship-trade-scaled-2.jpg</image:loc><image:caption>Ship-trade-scaled-2</image:caption><image:title>Ship-trade-scaled-2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/14.png</image:loc><image:caption>14</image:caption><image:title>14</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/15.png</image:loc><image:caption>15</image:caption><image:title>15</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><lastmod>2025-12-09</lastmod></url><url><loc>https://www.farmermac.com/insights-research/farmland-value-gains-in-context</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Farm-and-Barn-Winter-1-scaled-1.jpg</image:loc><image:caption>Farm-and-Barn-Winter-1-scaled-1</image:caption><image:title>Farm-and-Barn-Winter-1-scaled-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/figure9.png</image:loc><image:caption>figure9</image:caption><image:title>figure9</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/figure8.png</image:loc><image:caption>figure8</image:caption><image:title>figure8</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><lastmod>2025-12-09</lastmod></url><url><loc>https://www.farmermac.com/debt-activity</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/debt-activity-hero.jpg</image:loc><image:caption>debt-activity-hero</image:caption><image:title>debt-activity-hero</image:title></image:image><lastmod>2026-08-01</lastmod></url><url><loc>https://www.farmermac.com/insights-research/what-does-your-balance-sheet-say-when-youre-not-listening</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Economic%20Dashboard%202025-03-1.png</image:loc><image:caption>Economic Dashboard 2025-03-1</image:caption><image:title>Economic Dashboard 2025-03-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Economic%20Indicator%20Dashboard%20Key-Nov-14-2025-09-49-54-1557-PM.png</image:loc><image:caption>Economic Indicator Dashboard Key-Nov-14-2025-09-49-54-1557-PM</image:caption><image:title>Economic Indicator Dashboard Key-Nov-14-2025-09-49-54-1557-PM</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><lastmod>2026-07-27</lastmod></url><url><loc>https://www.farmermac.com/insights-research/beefing-with-imports</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Beef2.png</image:loc><image:caption>Beef2</image:caption><image:title>Beef2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Beef1.png</image:loc><image:caption>Beef1</image:caption><image:title>Beef1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Beef3.png</image:loc><image:caption>Beef3</image:caption><image:title>Beef3</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/madie-hamilton-GXehL5_crJ4-unsplash-scaled.jpg</image:loc><image:caption>madie-hamilton-GXehL5_crJ4-unsplash-scaled</image:caption><image:title>madie-hamilton-GXehL5_crJ4-unsplash-scaled</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><lastmod>2025-12-09</lastmod></url><url><loc>https://www.farmermac.com/insights-research/transforming-ag-lending-technologys-expanding-role-in-credit-risk-and-loan-delivery</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Digital%20Connection.jpg</image:loc><image:caption>Digital Connection</image:caption><image:title>Digital Connection</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><lastmod>2025-12-03</lastmod></url><url><loc>https://www.farmermac.com/insights-research/farmer-mac-reports-second-quarter-2023-results</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Farmer%20Mac%20Logo%20-%20Filler.png</image:loc><image:caption>Farmer Mac Logo - Filler</image:caption><image:title>Farmer Mac Logo - Filler</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><lastmod>2025-12-02</lastmod></url><url><loc>https://www.farmermac.com/insights-research/ag-lender-trends-competition</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/figure3.png</image:loc><image:caption>figure3</image:caption><image:title>figure3</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/figure4.png</image:loc><image:caption>figure4</image:caption><image:title>figure4</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Hand-shake-1-scaled-1-1.jpg</image:loc><image:caption>Hand-shake-1-scaled-1-1</image:caption><image:title>Hand-shake-1-scaled-1-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><lastmod>2025-12-09</lastmod></url><url><loc>https://www.farmermac.com/insights-research/domestic-drought-and-global-production-tighten-the-screws-on-u.s.-farm-margins</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported%20sitepage%20images/ryan-thorpe-br9APVt0w9s-unsplash-scaled.jpg</image:loc><image:caption>ryan-thorpe-br9APVt0w9s-unsplash-scaled</image:caption><image:title>ryan-thorpe-br9APVt0w9s-unsplash-scaled</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Drought-2.png</image:loc><image:caption>Drought-2</image:caption><image:title>Drought-2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Drought-1-scaled.png</image:loc><image:caption>Drought-1-scaled</image:caption><image:title>Drought-1-scaled</image:title></image:image><lastmod>2026-07-28</lastmod></url><url><loc>https://www.farmermac.com/insights-research-old/grains-and-oilseeds-supplies-challenged-by-big-brazilian-crop-farmer-mac</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/2.png</image:loc><image:caption>2</image:caption><image:title>2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/madison-kaminski-5fd2jdyGo-8-unsplash-scaled-2-1.jpg</image:loc><image:caption>madison-kaminski-5fd2jdyGo-8-unsplash-scaled-2-1</image:caption><image:title>madison-kaminski-5fd2jdyGo-8-unsplash-scaled-2-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Farm-workers-harvesting-a-celery-crop-on-fertile-agriculture-land-scaled-2.jpg</image:loc><image:caption>Farm-workers-harvesting-a-celery-crop-on-fertile-agriculture-land-scaled-2</image:caption><image:title>Farm-workers-harvesting-a-celery-crop-on-fertile-agriculture-land-scaled-2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/3.png</image:loc><image:caption>3</image:caption><image:title>3</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/6-scaled-1.jpg</image:loc><image:caption>6-scaled-1</image:caption><image:title>6-scaled-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><lastmod>2026-05-26</lastmod></url><url><loc>https://www.farmermac.com/universal-debt-programs</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/banner-about.jpg</image:loc><image:caption>banner-about</image:caption><image:title>banner-about</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><lastmod>2026-08-01</lastmod></url><url><loc>https://www.farmermac.com/insights-research/national-land-podcast-what-will-happen-to-land-values-in-2026/</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/2025-Ag-Lender-Survey-Banner.png</image:loc><image:caption>2025-Ag-Lender-Survey-Banner</image:caption><image:title>2025-Ag-Lender-Survey-Banner</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><lastmod>2026-07-24</lastmod></url><url><loc>https://www.farmermac.com/insights-research/farm-income-forecast-reveals-a-mixed-bag</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Pic1.jpg</image:loc><image:caption>Pic1</image:caption><image:title>Pic1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Pic2.jpg</image:loc><image:caption>Pic2</image:caption><image:title>Pic2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Pic3.jpg</image:loc><image:caption>Pic3</image:caption><image:title>Pic3</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Harvest1-scaled-1.jpg</image:loc><image:caption>Harvest1-scaled-1</image:caption><image:title>Harvest1-scaled-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><lastmod>2025-12-09</lastmod></url><url><loc>https://www.farmermac.com/insights-research/the-great-refinancing-is-over-can-ag-banks-expect-a-rebound</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/GreatRefinanceGraph2.png</image:loc><image:caption>GreatRefinanceGraph2</image:caption><image:title>GreatRefinanceGraph2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/maximilien-t-scharner-uNlJS4hcb2g-unsplash-scaled.jpg</image:loc><image:caption>maximilien-t-scharner-uNlJS4hcb2g-unsplash-scaled</image:caption><image:title>maximilien-t-scharner-uNlJS4hcb2g-unsplash-scaled</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/GreatRefinanceGraph3.png</image:loc><image:caption>GreatRefinanceGraph3</image:caption><image:title>GreatRefinanceGraph3</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/GreatRefinanceGraph1.png</image:loc><image:caption>GreatRefinanceGraph1</image:caption><image:title>GreatRefinanceGraph1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><lastmod>2025-12-09</lastmod></url><url><loc>https://www.farmermac.com/insights-research/farmer-mac-declares-quarterly-dividends-on-common-and-preferred-stock-1764703117273</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Farmer%20Mac%20Logo%20-%20Filler.png</image:loc><image:caption>Farmer Mac Logo - Filler</image:caption><image:title>Farmer Mac Logo - Filler</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><lastmod>2025-12-02</lastmod></url><url><loc>https://www.farmermac.com/insights-research/temperate-spring-expected-to-bring-ample-almonds</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/pexels-kafeel-3997459-scaled.jpg</image:loc><image:caption>pexels-kafeel-3997459-scaled</image:caption><image:title>pexels-kafeel-3997459-scaled</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Figure-1-2.png</image:loc><image:caption>Figure-1-2</image:caption><image:title>Figure-1-2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Figure-2-2.png</image:loc><image:caption>Figure-2-2</image:caption><image:title>Figure-2-2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><lastmod>2025-12-09</lastmod></url><url><loc>https://www.farmermac.com/insights-research/cattle-contraction-lifts-cow-calf-profitability</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Herd-of-Cows-scaled-1-1.jpg</image:loc><image:caption>Herd-of-Cows-scaled-1-1</image:caption><image:title>Herd-of-Cows-scaled-1-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Picture-3-1.png</image:loc><image:caption>Picture-3-1</image:caption><image:title>Picture-3-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Picture-4.png</image:loc><image:caption>Picture-4</image:caption><image:title>Picture-4</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Picture-1-2.png</image:loc><image:caption>Picture-1-2</image:caption><image:title>Picture-1-2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Picture-2-1.png</image:loc><image:caption>Picture-2-1</image:caption><image:title>Picture-2-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><lastmod>2025-12-09</lastmod></url><url><loc>https://www.farmermac.com/descriptions</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/banner-about.jpg</image:loc><image:caption>banner-about</image:caption><image:title>banner-about</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><lastmod>2026-08-01</lastmod></url><url><loc>https://www.farmermac.com/equity-investors</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor-background.webp</image:loc><image:caption>Investor-background</image:caption><image:title>Investor-background</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><lastmod>2026-08-01</lastmod></url><url><loc>https://www.farmermac.com/insights-research/a-big-step-higher-a-small-step-down-for-farm-incomes</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/1.png</image:loc><image:caption>1</image:caption><image:title>1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/6-scaled-1.jpg</image:loc><image:caption>6-scaled-1</image:caption><image:title>6-scaled-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><lastmod>2025-12-09</lastmod></url><url><loc>https://www.farmermac.com/insights-research/infinite-almonds</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/15-1.png</image:loc><image:caption>15-1</image:caption><image:title>15-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Nuts-2-scaled-1.jpg</image:loc><image:caption>Nuts-2-scaled-1</image:caption><image:title>Nuts-2-scaled-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/13-1.png</image:loc><image:caption>13-1</image:caption><image:title>13-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/12-1.png</image:loc><image:caption>12-1</image:caption><image:title>12-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/14-1.png</image:loc><image:caption>14-1</image:caption><image:title>14-1</image:title></image:image><lastmod>2025-12-09</lastmod></url><url><loc>https://www.farmermac.com/insights-research/shifting-gears-how-a-steepening-yield-curve-is-impacting-bank-loan-demand</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Figure-1-4.png</image:loc><image:caption>Figure-1-4</image:caption><image:title>Figure-1-4</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Figure-3-3.png</image:loc><image:caption>Figure-3-3</image:caption><image:title>Figure-3-3</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/pexels-john-guccione-www-advergroup-com-1874301-3531895-scaled.jpg</image:loc><image:caption>pexels-john-guccione-www-advergroup-com-1874301-3531895-scaled</image:caption><image:title>pexels-john-guccione-www-advergroup-com-1874301-3531895-scaled</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Figure-2-5.png</image:loc><image:caption>Figure-2-5</image:caption><image:title>Figure-2-5</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><lastmod>2025-12-09</lastmod></url><url><loc>https://www.farmermac.com/insights-research/pasture-prime-an-analysis-of-the-equine-industry</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/suzanne-d-williams-WcNINzew69g-unsplash-scaled.jpg</image:loc><image:caption>suzanne-d-williams-WcNINzew69g-unsplash-scaled</image:caption><image:title>suzanne-d-williams-WcNINzew69g-unsplash-scaled</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Image6.png</image:loc><image:caption>Image6</image:caption><image:title>Image6</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Image7.png</image:loc><image:caption>Image7</image:caption><image:title>Image7</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><lastmod>2026-07-29</lastmod></url><url><loc>https://www.farmermac.com/insights-research/what-in-the-world-how-the-u-s-became-a-net-importer-of-food-and-agriculture</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Image5.png</image:loc><image:caption>Image5</image:caption><image:title>Image5</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Image4-2.png</image:loc><image:caption>Image4-2</image:caption><image:title>Image4-2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Image3-1.png</image:loc><image:caption>Image3-1</image:caption><image:title>Image3-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/ian-taylor-jOqJbvo1P9g-unsplash-scaled.jpg</image:loc><image:caption>ian-taylor-jOqJbvo1P9g-unsplash-scaled</image:caption><image:title>ian-taylor-jOqJbvo1P9g-unsplash-scaled</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><lastmod>2026-07-27</lastmod></url><url><loc>https://www.farmermac.com/insights-research/refinancing-bridge-or-pier</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Economic%20Dashboard%202024-01-1.png</image:loc><image:caption>Economic Dashboard 2024-01-1</image:caption><image:title>Economic Dashboard 2024-01-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Economic%20Indicator%20Dashboard%20Key-Nov-14-2025-09-53-32-1743-PM.png</image:loc><image:caption>Economic Indicator Dashboard Key-Nov-14-2025-09-53-32-1743-PM</image:caption><image:title>Economic Indicator Dashboard Key-Nov-14-2025-09-53-32-1743-PM</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><lastmod>2025-11-18</lastmod></url><url><loc>https://www.farmermac.com/insights-research/high-interest-rates-a-double-edged-sword</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Figure-4-1.png</image:loc><image:caption>Figure-4-1</image:caption><image:title>Figure-4-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Figure-3-1.png</image:loc><image:caption>Figure-3-1</image:caption><image:title>Figure-3-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/madison-kaminski-5fd2jdyGo-8-unsplash-scaled-2-1.jpg</image:loc><image:caption>madison-kaminski-5fd2jdyGo-8-unsplash-scaled-2-1</image:caption><image:title>madison-kaminski-5fd2jdyGo-8-unsplash-scaled-2-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Figure-2-1.png</image:loc><image:caption>Figure-2-1</image:caption><image:title>Figure-2-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Figure-1-1.png</image:loc><image:caption>Figure-1-1</image:caption><image:title>Figure-1-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><lastmod>2026-07-16</lastmod></url><url><loc>https://www.farmermac.com/insights-research-old/farmland-price-index-update-q1-2025-farmer-mac</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/6-scaled-1.jpg</image:loc><image:caption>6-scaled-1</image:caption><image:title>6-scaled-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/madison-kaminski-5fd2jdyGo-8-unsplash-scaled-2-1.jpg</image:loc><image:caption>madison-kaminski-5fd2jdyGo-8-unsplash-scaled-2-1</image:caption><image:title>madison-kaminski-5fd2jdyGo-8-unsplash-scaled-2-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/loren-king-NDy_1EBfCkQ-unsplash-scaled.jpg</image:loc><image:caption>loren-king-NDy_1EBfCkQ-unsplash-scaled</image:caption><image:title>loren-king-NDy_1EBfCkQ-unsplash-scaled</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Farm-workers-harvesting-a-celery-crop-on-fertile-agriculture-land-scaled-2.jpg</image:loc><image:caption>Farm-workers-harvesting-a-celery-crop-on-fertile-agriculture-land-scaled-2</image:caption><image:title>Farm-workers-harvesting-a-celery-crop-on-fertile-agriculture-land-scaled-2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><lastmod>2026-05-26</lastmod></url><url><loc>https://www.farmermac.com/dealers</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/banner-about.jpg</image:loc><image:caption>banner-about</image:caption><image:title>banner-about</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><lastmod>2026-08-01</lastmod></url><url><loc>https://www.farmermac.com/insights-research/grit-in-the-grease-farm-machinery-loan-demand-trending-lower</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/julia-koblitz-_6tVlnycr9I-unsplash-scaled.jpg</image:loc><image:caption>julia-koblitz-_6tVlnycr9I-unsplash-scaled</image:caption><image:title>julia-koblitz-_6tVlnycr9I-unsplash-scaled</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Equipment2.png</image:loc><image:caption>Equipment2</image:caption><image:title>Equipment2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Equipment1.png</image:loc><image:caption>Equipment1</image:caption><image:title>Equipment1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><lastmod>2025-12-09</lastmod></url><url><loc>https://www.farmermac.com/insights-research/aba-agricultural-bankers-conference-highlights-key-trends-and-challenges</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/table-8.jpg</image:loc><image:caption>table-8</image:caption><image:title>table-8</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/table-7.jpg</image:loc><image:caption>table-7</image:caption><image:title>table-7</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><lastmod>2026-07-30</lastmod></url><url><loc>https://www.farmermac.com/insights-research/raising-the-steaks</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Image1-1.png</image:loc><image:caption>Image1-1</image:caption><image:title>Image1-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/elise-coates-WSoKbbzVqpM-unsplash-scaled.jpg</image:loc><image:caption>elise-coates-WSoKbbzVqpM-unsplash-scaled</image:caption><image:title>elise-coates-WSoKbbzVqpM-unsplash-scaled</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Image2-1.png</image:loc><image:caption>Image2-1</image:caption><image:title>Image2-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><lastmod>2025-12-09</lastmod></url><url><loc>https://www.farmermac.com/insights-research/farmer-mac-declares-quarterly-dividends-on-common-and-preferred-stock-1</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Farmer%20Mac%20Logo%20-%20Filler-Nov-14-2025-09-47-17-9415-PM.png</image:loc><image:caption>Farmer Mac Logo - Filler-Nov-14-2025-09-47-17-9415-PM</image:caption><image:title>Farmer Mac Logo - Filler-Nov-14-2025-09-47-17-9415-PM</image:title></image:image><lastmod>2025-11-14</lastmod></url><url><loc>https://www.farmermac.com/insights-research-old/the-great-refinancing-is-over.-can-ag-banks-expect-a-rebound-farmer-mac</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Farm-workers-harvesting-a-celery-crop-on-fertile-agriculture-land-scaled-2.jpg</image:loc><image:caption>Farm-workers-harvesting-a-celery-crop-on-fertile-agriculture-land-scaled-2</image:caption><image:title>Farm-workers-harvesting-a-celery-crop-on-fertile-agriculture-land-scaled-2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/GreatRefinanceGraph3.png</image:loc><image:caption>GreatRefinanceGraph3</image:caption><image:title>GreatRefinanceGraph3</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/GreatRefinanceGraph2.png</image:loc><image:caption>GreatRefinanceGraph2</image:caption><image:title>GreatRefinanceGraph2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/madison-kaminski-5fd2jdyGo-8-unsplash-scaled-2-1.jpg</image:loc><image:caption>madison-kaminski-5fd2jdyGo-8-unsplash-scaled-2-1</image:caption><image:title>madison-kaminski-5fd2jdyGo-8-unsplash-scaled-2-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/GreatRefinanceGraph1.png</image:loc><image:caption>GreatRefinanceGraph1</image:caption><image:title>GreatRefinanceGraph1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/maximilien-t-scharner-uNlJS4hcb2g-unsplash-scaled.jpg</image:loc><image:caption>maximilien-t-scharner-uNlJS4hcb2g-unsplash-scaled</image:caption><image:title>maximilien-t-scharner-uNlJS4hcb2g-unsplash-scaled</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/6-scaled-1.jpg</image:loc><image:caption>6-scaled-1</image:caption><image:title>6-scaled-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><lastmod>2026-05-26</lastmod></url><url><loc>https://www.farmermac.com/insights-research/the-farm-economy-in-transition</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Rural-Economy-2-scaled-1.jpg</image:loc><image:caption>Rural-Economy-2-scaled-1</image:caption><image:title>Rural-Economy-2-scaled-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/figure2.png</image:loc><image:caption>figure2</image:caption><image:title>figure2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Capture.png</image:loc><image:caption>Capture</image:caption><image:title>Capture</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><lastmod>2025-12-09</lastmod></url><url><loc>https://www.farmermac.com/insights-research/farmer-mac-reports-third-quarter-2023-results</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Farmer%20Mac%20Logo%20-%20Filler.png</image:loc><image:caption>Farmer Mac Logo - Filler</image:caption><image:title>Farmer Mac Logo - Filler</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Blog%20Images-1.jpg</image:loc><image:caption>Blog Images-1</image:caption><image:title>Blog Images-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/FarmerMac-u4m/Images/Logos%20-%20Farmer%20Mac/Dr%20Kohls%20GPS%20Post%20Logo.png</image:loc><image:caption>Dr Kohls GPS Post Logo</image:caption><image:title>Dr Kohls GPS Post Logo</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><lastmod>2025-12-02</lastmod></url><url><loc>https://www.farmermac.com/insights-research-old/pasture-prime-an-analysis-of-the-equine-industry-farmer-mac</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Image7.png</image:loc><image:caption>Image7</image:caption><image:title>Image7</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/suzanne-d-williams-WcNINzew69g-unsplash-scaled.jpg</image:loc><image:caption>suzanne-d-williams-WcNINzew69g-unsplash-scaled</image:caption><image:title>suzanne-d-williams-WcNINzew69g-unsplash-scaled</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/madison-kaminski-5fd2jdyGo-8-unsplash-scaled-2-1.jpg</image:loc><image:caption>madison-kaminski-5fd2jdyGo-8-unsplash-scaled-2-1</image:caption><image:title>madison-kaminski-5fd2jdyGo-8-unsplash-scaled-2-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/6-scaled-1.jpg</image:loc><image:caption>6-scaled-1</image:caption><image:title>6-scaled-1</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Image6.png</image:loc><image:caption>Image6</image:caption><image:title>Image6</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Imported_Blog_Media/Farm-workers-harvesting-a-celery-crop-on-fertile-agriculture-land-scaled-2.jpg</image:loc><image:caption>Farm-workers-harvesting-a-celery-crop-on-fertile-agriculture-land-scaled-2</image:caption><image:title>Farm-workers-harvesting-a-celery-crop-on-fertile-agriculture-land-scaled-2</image:title></image:image><lastmod>2026-05-26</lastmod></url><url><loc>https://www.farmermac.com/historical-cost-of-funds-index-cofi-net-yields</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/banner-about.jpg</image:loc><image:caption>banner-about</image:caption><image:title>banner-about</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><lastmod>2026-08-01</lastmod></url><url><loc>https://www.farmermac.com/news-insights</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/news-hero.jpg</image:loc><image:caption>news-hero</image:caption><image:title>news-hero</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Research.svg</image:loc><image:caption>Research</image:caption><image:title>Research</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/farm-ranch-icon.svg</image:loc><image:caption>farm-ranch-icon</image:caption><image:title>farm-ranch-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/corporate-finance.svg</image:loc><image:caption>corporate-finance</image:caption><image:title>corporate-finance</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/graph.svg</image:loc><image:caption>graph</image:caption><image:title>graph</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Report.svg</image:loc><image:caption>Report</image:caption><image:title>Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/renewable-energy.svg</image:loc><image:caption>renewable-energy</image:caption><image:title>renewable-energy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/broadband-infrastructure.svg</image:loc><image:caption>broadband-infrastructure</image:caption><image:title>broadband-infrastructure</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment Calculator</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Investor%20FAQs.svg</image:loc><image:caption>Investor FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/time-table.svg</image:loc><image:caption>time-table</image:caption><image:title>time-table</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><lastmod>2026-08-01</lastmod></url><url><loc>https://www.farmermac.com/farm-ranch-appraisal-information</loc><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Rural%20Home%20Loan%20Moderately-Priced%20Dwelling%20Value.svg</image:loc><image:caption>Rural Home Loan Moderately-Priced Dwelling Value</image:caption><image:title>Rural Home Loan Moderately-Priced Dwelling Value</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/News%20&amp;%20Press.svg</image:loc><image:caption>News &amp; Press</image:caption><image:title>News &amp; Press</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Historical%20Cost%20of%20Funds%20Index%20(COFI)%20Net%20Yields.svg</image:loc><image:caption>Historical Cost of Funds Index (COFI) Net Yields</image:caption><image:title>Historical Cost of Funds Index (COFI) Net Yields</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/power-utilities.svg</image:loc><image:caption>power-utilities</image:caption><image:title>power-utilities</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Government%20&amp;%20Policy.svg</image:loc><image:caption>Government &amp; Policy</image:caption><image:title>Government &amp; Policy</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/banner-about.jpg</image:loc><image:caption>banner-about</image:caption><image:title>banner-about</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/file-pdf.svg</image:loc><image:caption>file-pdf</image:caption><image:title>file-pdf</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Lender%20Network.svg</image:loc><image:caption>Lender Network</image:caption><image:title>Lender Network</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors.svg</image:loc><image:caption>Debt Investors</image:caption><image:title>Debt Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Annual%20Report.svg</image:loc><image:caption>Annual Report</image:caption><image:title>Annual Report</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Securitization%20Programs.svg</image:loc><image:caption>Securitization Programs</image:caption><image:title>Securitization Programs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/book-icon.svg</image:loc><image:caption>book-icon</image:caption><image:title>book-icon</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Insights.svg</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Debt%20Investors%20v2.svg</image:loc><image:caption>Debt Investors v2</image:caption><image:title>Debt Investors v2</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Farm%20&amp;%20Ranch%20Appraisal%20Information.svg</image:loc><image:caption>Farm &amp; Ranch Appraisal Information</image:caption><image:title>Farm &amp; Ranch Appraisal Information</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Equity%20Investors.svg</image:loc><image:caption>Equity Investors</image:caption><image:title>Equity Investors</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/farmer-mac/images/Payment%20Calculator.svg</image:loc><image:caption>Payment Calculator</image:caption><image:title>Payment 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FAQs</image:caption><image:title>Investor FAQs</image:title></image:image><image:image><image:loc>https://47231779.fs1.hubspotusercontent-na1.net/hubfs/47231779/Primary%20Logo%20with%20Tagline_2%20Colors.svg</image:loc><image:caption>Primary Logo with Tagline_2 Colors</image:caption><image:title>Primary Logo with Tagline_2 Colors</image:title></image:image><lastmod>2026-08-01</lastmod></url></urlset>