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Farmer Mac recognizes the importance of maintaining the privacy of your
personal and financial information. We are committed to privacy practices that
protect the confidentiality and security of this information. Our information
practices for personal and financial information you enter or that we collect
exclusively through your use of the farmermac.com website are set forth below.
This policy only applies to information collected through farmermac.com.
Information We Collect
We do not collect any personal information about you, such as your name or
e-mail address, when you visit farmermac.com unless you give us that
information. However, we do collect information about your internet connection.
If you visit farmermac.com to read or download information, we may collect and
store:
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the name of the internet domain and host from which you access the internet;
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the internet protocol (IP) address of the host server you are using;
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the name and version of your web browser;
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the type of operating system in use;
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the date and time you access farmermac.com;
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the pages you visit on farmermac.com; and
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if you visited farmermac.com through a link from some other website, the
internet address of the website from which you linked to us.
This information does not identify you personally because the information is not
directly traceable back to a specific person. We use this information for
general statistical modeling, to measure the number of visitors to different
pages on farmermac.com and to modify farmermac.com to make farmermac.com more
helpful to users of the website. We also use this information to monitor
network traffic and to identify unauthorized access or unusual activity on
farmermac.com. We do not sell this information to third party companies.
Generally, we do not use “cookies” (small text files placed on your computer’s
hard drive) on farmermac.com. On occasion, some areas of farmermac.com may use
a cookie that captures no personally identifiable information. For example, we
may use a cookie in order to log which pages you visit on farmermac.com or to
provide certain features during your visit to farmermac.com. Most browsers are
initially set to accept cookies to store information. You can set your browser
to refuse to accept cookies; however, some enhancement features of
farmermac.com may not function properly if you do this.
Information You Provide
If you send us an e-mail or message and provide your name or other personal and
financial information, we may keep this information. We may use this
information to send an answer to your question or deliver requested information
to you. We also may use information that you provide to measure general
statistics about visits to farmermac.com and interest in particular areas. We
do not sell this information to third party companies. By sending an e-mail or
making a request or inquiry, you agree to permit Farmer Mac to keep and use the
information you have given us consistent with this policy.
If you enter personal and financial information into a calculator offered on
farmermac.com, that information is not seen or received by Farmer Mac. The
calculator’s functions are performed by your computer and the results are
displayed in your browser and viewable only by you.
If you enter information in an online form to register as a user of the
“Approved Seller” or “Collateral Valuation” section of farmermac.com, we may
keep this information. We may use the business information that you provide in
the registration to verify your eligibility to use these restricted areas of
farmermac.com. We do not sell the information you provide in this manner to
third party companies. Except as described in this paragraph and in the
following paragraph, this privacy policy statement does not apply to
information provided to us by business entities, even if the information is
transmitted to us through farmermac.com.
If you are a business entity and you use farmermac.com in the course of business
with Farmer Mac, the information that you submit may be used and disclosed in
the same ways as information that we receive outside of farmermac.com. For
example, information you provide concerning borrowers whose loans Farmer Mac
purchases may be disclosed to certain third parties such as loan servicers and
foreclosure attorneys to process and administer a loan or protect our interest
in a loan. Farmer Mac requires servicers and other third parties to follow
appropriate security and confidentiality standards to protect borrower
information. In addition, information about borrowers that you provide may be
aggregated and used for risk management, predicting borrower creditworthiness,
establishing loan-to-value ratios and evaluating borrower defaults. Farmer Mac
releases borrower information when required by law or regulation, such as to
respond to a subpoena or other judicial process or to comply with requests from
our regulators.
Farmer Mac does not sell or disclose the information received concerning loan
Sellers or borrowers whose loans it purchases to third party companies for
marketing purposes.
Links to Other Websites
Our website may contain links to third party websites. Our privacy policy does
not apply to these linked sites. After you link to another website, you are
subject to that website’s privacy policy. We generally have no control over the
way in which the sponsors of the third party sites collect and use information.
Therefore, we recommend that you review the posted privacy statements on any
website you visit.
Security
Farmer Mac has adopted policies and practices designed to protect the security
and confidentiality of personal information, to protect against anticipated
threats and hazards to security and integrity of the information and to protect
against unauthorized access to or use of the information that could result in
substantial harm or inconvenience. Farmer Mac uses a variety of security
measures to protect the transmission of information submitted to us through
farmermac.com. Although we strive to maintain the privacy of personal
information, data transmission over the internet cannot be guaranteed to be
100% secure from interception. Farmer Mac cannot guarantee or warrant the
security of any information you transmit to us.
Changes to Privacy Policy
We reserve the right to revise or change this privacy policy in the future. Any
changes to our policy will be clearly and conspicuously posted on
farmermac.com.
Please contact us through the website or by calling 1-800-879-3276 if you have
a question about the way that your information is used or about Farmer Mac’s
information practices with respect to farmermac.com.
Last updated: September 2003
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