LTSPC Introduction
Freeing up capital to use for other purposes is just one of the reasons ag lenders turn to the LTSPC. See the benefits listed below.

  • Reduce credit risk:
    Reduce credit risk for loans in the commitment pool.
  • Improve financial results:
    • Free up capital for other purposes, including funding new growth, by reducing risk weighting on loans to 20%.
    • Manage commodity or geographic concentrations.
    • Reduce reserve requirements for potential loan losses.
    • Repurchase sold participations, potentially improving related profits.
  • Maintain customer relationships:
    Retain loans and associated servicing.
  • Grow with your customers:
    Gain the flexibility to manage internal hold limits.