Lender Access	Farm and Ranch Mortgage Loans	Farmer Mac III Options	Loan Delivery	Products	Portfolio Programs
Farmer Mac I programs are available to agricultural and rural residential lenders, including commercial banks, Farm Credit System institutions, credit unions, insurance companies and mortgage bankers. Farmer Mac purchases qualified loans directly from Sellers. Farmer Mac I Sellers are lenders who have been approved by Farmer Mac after meeting certain eligibility requirements. Once a lender is approved and executes a Seller/Servicer Agreement, Farmer Mac will purchase qualified loans directly from that lender. Farmer Mac provides Sellers competitive and efficient products, pricing and processes to ensure continued liquidity and additional sources of revenue for their lending operations. Loans sold to Farmer Mac may be originated by the Seller or purchased by the Seller from third-party originators. Farmer Mac I Seller Eligibility Requirements Demonstrated ability to make (or purchase) and service mortgage loans which qualify for Farmer Mac's Farm Programs Maintenance of a minimum net worth of $1 million according to GAAP accounting rules Maintenance of Fidelity Bond Insurance Ownership of Farmer Mac Class A* or Class B Common Stock as follows: For Non Farm Credit Institutions Consolidated Assets(at time of initial stock purchase) Stock Ownership Requirements Up to $50 million 100 shares of Class A Common Stock* $50 - $100 million 200 shares of Class A Common Stock* $100-$500 million 500 shares of Class A Common Stock* Over $500 million 2000 shares of Class A Common Stock* For Farm Credit Institutions 100 shares of Farmer Mac Class B Common Stock. *Farmer Mac Class A Common Stock trades on the NYSE under the symbol AGM.A How to become a Farmer Mac I Seller An institution may become a Farmer Mac I Seller by completing an application, as well as an Opinion of Counsel. Once approved, a Seller/Servicer Agreement between the lender and Farmer Mac is executed. A Holding Company Seller/Servicer Agreement allows multiple banks within a Holding Company to become eligible Farmer Mac Sellers. Contact Farmer Mac before beginning this process.