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An alliance built for growth
Farmer Mac programs are structured to help banks like yours meet the challenge presented by your farm and ranch customers as they cope with their evermore complex financial environment. Through meeting this need Farmer Mac helps your bank solidify its ag leadership role within the community while improving the bank’s financial performance.

Through the ABA/Farmer Mac Alliance, ABA members have a streamlined approval process for becoming a Farmer Mac “Seller” and preferred pricing for selected Farmer Mac products.

Programs and Products
  • Whole Loan Purchase Program: by selling qualified loans and their associated credit and interest-rate risk, you can offer your customers the opportunity to lock in long-term fixed rates on their farmland loans.
  • Long-Term Standby Purchase Commitment (LTSPC): Farmer Mac’s commitment to purchase qualified loans from the bank’s portfolio at the point they become 120 days delinquent. This shifts all of the loan’s credit risk to Farmer Mac, allowing the bank to risk-weight these assets at 20% versus 100%. Loans subject to the commitment are excluded from the lender’s concentration and lending limit calculations, allowing growth with your larger farm and ranch borrowers.
  • AgVantage: Farmer Mac’s funding vehicle allowing a bank to access funding at Farmer Mac’s advantageous rates using qualified mortgage loans. Borrowing terms range up to 10 years.
  • USDA Guarantee Purchase Program: Farmer Mac’s liquidity program for USDA guaranteed loans, with Farmer Mac purchasing the guaranteed portions of these loans, both Farm Service Agency and Rural Development Business and Industry and Community Facility.


Customer Support and Technology
  • AgPower® LOS (Loan Origination System): Farmer Mac’s web-based loan origination system facilitates loan submission and communication with underwriters
  • Varied, in-depth knowledge resources at www.farmermac.com
  • Training sessions (webinar, teleconference) to enhance the secondary market expertise of your staff
  • General as well as customized e-based learning tools
  • Dedicated support through a special email account: ABABanker@farmermac.com
  • Option to receive daily posted rates via email
  • Customer service specialists who help you get started with the alliance and assist you on an ongoing basis


Member Benefits
  • Preferred rates for ABA members
  • A streamlined approval process for becoming a Farmer Mac Seller
  • Customized learning tools and support


To learn more about the alliance, including gaining access to the special discount rates and prices, call 800-879-3276 or email questions to ABABanker@farmermac.com.