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| Welcome to Farmer Mac's section designed for buyers and owners of farms and
rural properties. While Farmer Mac is not a direct lender, our mortgage
products are available to you through our nationwide network of lenders, giving
you the ability to receive the benefits through the lender of your choice. To
be eligible for Farmer Mac program, your loan must be either:
Secured by a first lien on agricultural real estate (land, buildings and
structures affixed to land)
Guaranteed by the United States Department of Agriculture (USDA)
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Farmer Mac benefits agricultural, agribusiness, farmers and ranchers
by offering programs to lenders that:
Provide flexibility to choose from a variety of loan terms including:
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Long-term fixed-rate mortgages
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Adjustable-rate mortgages
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Options for early payment or prepayment without penalties
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Options for frequency of payment
Increase the competition for farmers' business
Help farmers manage financial risks.
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| If you want to purchase or refinance a farm property, it's to your advantage to
work with a lender who offers you options. Farmer Mac enables lenders to expand
their product offerings to include a variety of options, including
rates that are fixed for 10, 15, and 20 years. |
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To find lenders who offer Farmer Mac loan options, either call Farmer Mac at
800-879-3276 or e-mail us at Farmer
Mac.
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